Tata Retirement Savings Fund Progressive Plan Regular-Growth
The fund is rated 1 star. Balance between returns and downside risk provided some support. Investment selection within each asset type and investment selection within each industry were the main limitations and did not provide enough support for a higher rating. Higher annual fee of 2.21% was a minor drawback.
This fund has a bad track record with Asset Selection/Timing, a bad track record with Stock Selection/Timing. It is important to note, however, that this fund has a 2254.57 AUM and a 2.21 expense ratio. Considering all these factors, we have rated this fund as 1.0 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 8 Oct 2026
Risk ratios
As of 30 Sep 2026
Portfolio
As of 31 Aug 2026
Market-cap split
Sector allocation
Holdings (54)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| Solar Industries India Ltd. | 5.38% | ₹121.25 Cr | 60,300 |
| ICICI Bank Ltd. | 5.11% | ₹115.16 Cr | 7,92,000 |
| Eternal Ltd. | 3.93% | ₹88.59 Cr | 27,00,000 |
| Reliance Industries Ltd. | 3.67% | ₹82.75 Cr | 6,48,000 |
| Multi Commodity Exchange Of India Ltd. | 3.66% | ₹82.62 Cr | 2,43,000 |
| Radico Khaitan Ltd. | 3.04% | ₹68.62 Cr | 1,53,000 |
| Others | 3.03% | ₹68.29 Cr | — |
| PB Fintech Ltd. | 2.54% | ₹57.38 Cr | 3,06,000 |
| 360 One Wam Ltd. | 2.39% | ₹53.93 Cr | 4,59,000 |
| Polycab India Ltd. | 2.26% | ₹51 Cr | 54,000 |
Fund details
Long Term Capital Appreciation. A predominantly equity oriented savingsscheme which provides tool for retirement planning to individual investors.
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Exit load of 1% if redeemed before 61 months.