Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 1 star. The strongest areas were income potential of 7.64% and exposure to interest-rate changes of 10.37 years. Latest three-year return of 5.33%, balance between returns and downside risk, and annual fee of 1.32% were the main limitations and did not provide enough support for a higher rating. Smaller fund size of Rs 769.09 crore was a minor drawback.
This fund has a high YTM of 7.64%, its Modified Duration is high at 10.373 years, and its 3-Year Rolling Return is 5.335%, indicating low performance. It has sortino ratio of -0.143 which indicates low risk-reward ratio However, its AUM is None at 769.085 crores, and its Expense Ratio is low at 1.32%. Taking all these factors into account, the fund has been rated 1.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Long term Capital Appreciation & regular income. Investment predominantly in government securities.
The scheme is a dedicated gilt fund which would invest in G-Secs to generate risk-free return and provide medium-to-long term capital gains.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 31.00% | ₹207.98 Cr | 2,15,00,000 |
| GOICoupon 7.06% · Maturity 27/07/2041 · Rating SOV | 21.29% | ₹142.84 Cr | 1,50,00,000 |
| Others | 15.52% | ₹104.1 Cr | — |
| GOICoupon 7.38% · Maturity 20/06/2027 · Rating SOV | 8.98% | ₹60.25 Cr | 60,00,000 |
| GOICoupon 6.53% · Maturity 07/09/2031 · Rating SOV | 7.21% | ₹48.36 Cr | 50,00,000 |
| Karnataka StateCoupon 7.54% · Maturity 04/03/2039 · Rating SOV | 4.27% | ₹28.67 Cr | 30,00,000 |
| GOICoupon 7.18% · Maturity 14/08/2033 · Rating SOV | 3.68% | ₹24.69 Cr | 25,00,000 |
| GOICoupon 7.10% · Maturity 08/04/2034 · Rating SOV | 3.66% | ₹24.53 Cr | 25,00,000 |
| Maharashtra StateCoupon 7.15% · Maturity 16/07/2049 · Rating SOV | 3.33% | ₹22.34 Cr | 25,00,000 |
| Uttar Pradesh StateCoupon 7.16% · Maturity 20/02/2039 · Rating SOV | 1.38% | ₹9.24 Cr | 10,00,000 |
