Tata Gilt Fund Regular-Growth
The fund is rated 2 stars. The strongest areas were income potential of 7.35% and exposure to interest-rate changes of 10.5 years. Latest three-year return of 5.3%, balance between returns and downside risk, and annual fee of 1.32% were the main limitations and did not provide enough support for a higher rating.
This fund has a high YTM of 7.347%, its Modified Duration is high at 10.498 years, and its 3-Year Rolling Return is 5.302%, indicating low performance. It has sortino ratio of 0.004 which indicates low risk-reward ratio However, its AUM is None at 878.426 crores, and its Expense Ratio is low at 1.32%. Taking all these factors into account, the fund has been rated 2.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 21 Sep 2026
Risk ratios
As of 31 Aug 2026
Debt metrics
Portfolio
As of 31 Aug 2026
Holdings (6)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 7.06% · Maturity 27/07/2041 · Rating SOV | 44.25% | ₹348.52 Cr | 3,50,00,000 |
| GOICoupon 6.90% · Maturity 15/04/2065 · Rating SOV | 40.34% | ₹317.73 Cr | 3,50,00,000 |
| GOICoupon 7.09% · Maturity 05/08/2054 · Rating SOV | 6.00% | ₹47.22 Cr | 50,00,000 |
| GOICoupon 7.18% · Maturity 14/08/2033 · Rating SOV | 3.24% | ₹25.54 Cr | 25,00,000 |
| GOICoupon 7.10% · Maturity 08/04/2034 · Rating SOV | 3.22% | ₹25.34 Cr | 25,00,000 |
| Others | 1.50% | ₹11.77 Cr | — |
Fund details
Long term Capital Appreciation & regular income. Investment predominantly in government securities.
The scheme is a dedicated gilt fund which would invest in G-Secs to generate risk-free return and provide medium-to-long term capital gains.