Tata Banking and Financial Services Fund Regular-Growth
The fund is rated 3 stars. Investment selection within each industry was a strength, while investment selection within each asset type and balance between returns and downside risk provided some support. Higher annual fee of 2.23% and above-average fund size of Rs 3,300.88 crore were minor drawbacks.
This fund has a ok track record with Asset Selection/Timing, a good track record with Stock Selection/Timing, a ok risk-reward ratio. It is important to note, however, that this fund has a 3300.884 AUM and a 2.23 expense ratio. Considering all these factors, we have rated this fund as 3.0 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 7 Oct 2026
Risk ratios
As of 30 Sep 2026
Portfolio
As of 31 Aug 2026
Market-cap split
Sector allocation
Holdings (37)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| ICICI Bank Ltd. | 10.57% | ₹348.96 Cr | 24,00,000 |
| HDFC Bank Ltd. | 9.15% | ₹302.03 Cr | 42,60,000 |
| State Bank of India | 8.81% | ₹290.65 Cr | 27,42,000 |
| Axis Bank Ltd. | 8.21% | ₹271.05 Cr | 20,85,000 |
| Kotak Mahindra Bank Ltd. | 5.22% | ₹172.37 Cr | 41,10,000 |
| Shriram Finance Ltd | 4.92% | ₹162.49 Cr | 14,64,000 |
| PB Fintech Ltd. | 4.58% | ₹151.31 Cr | 8,07,000 |
| SBI Life Insurance Company Ltd. | 3.54% | ₹116.96 Cr | 6,72,000 |
| HDFC Asset Management Company Ltd. | 2.98% | ₹98.33 Cr | 3,75,000 |
| Bajaj Finance Ltd. | 2.90% | ₹95.76 Cr | 9,06,000 |
Fund details
Long Term Capital Appreciation. Investment in equity/equity related instruments of the companies in Banking and Financial Services sector in India.
The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.
Exit load of 0.25% if redeemed within 30 days.