Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 0 stars. The balance between returns and downside risk provided limited support. Investment selection within each asset type and investment selection within each industry were the main limitations and did not provide enough support for a higher rating. Higher annual fee of 2.11% was a minor drawback.
This fund has a bad track record with Asset Selection/Timing, a bad track record with Stock Selection/Timing. It is important to note, however, that this fund has a 138.312 AUM and a 2.11 expense ratio. Considering all these factors, we have rated this fund as 0.0 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Income over long term along with capitalgrowth. Investingprimarily in fxed income securities and balance in equity and equity related instrumentsso as to help the investor in achieving the retirement goals.
The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 7.06% · Maturity 10/10/2046 · Rating SOV | 30.75% | ₹42 Cr | 45,15,000 |
| GOICoupon 6.68% · Maturity 07/07/2040 · Rating SOV | 17.12% | ₹23.38 Cr | 25,00,000 |
| GOICoupon 8.13% · Maturity 22/06/2045 · Rating SOV | 15.93% | ₹21.76 Cr | 21,10,000 |
| GOICoupon 8.17% · Maturity 01/12/2044 · Rating SOV | 4.95% | ₹6.76 Cr | 6,50,000 |
| GOICoupon 6.36% · Maturity 16/02/2031 · Rating SOV | 3.55% | ₹4.85 Cr | 5,00,000 |
| ICICI Bank Ltd. | 3.07% | ₹4.19 Cr | 30,000 |
| State Bank of India | 2.11% | ₹2.89 Cr | 30,000 |
| GOICoupon 8.30% · Maturity 31/12/2042 · Rating SOV | 1.64% | ₹2.24 Cr | 2,13,600 |
| Reliance Industries Ltd. | 1.54% | ₹2.1 Cr | 18,000 |
| HDFC Bank Ltd. | 1.52% | ₹2.08 Cr | 30,000 |
