Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 4 stars. The strongest areas were income potential of 7.76%, exposure to interest-rate changes of 10.54 years, latest three-year return of 6.19%, and annual fee of 0.65%. Balance between returns and downside risk was the main limitation and did not provide enough support for a higher rating.
This fund has a high YTM of 7.76%, its Modified Duration is high at 10.54 years, and its 3-Year Rolling Return is 6.191%, indicating high performance. It has sortino ratio of -0.003 which indicates low risk-reward ratio However, its AUM is None at 5838.776 crores, and its Expense Ratio is high at 0.65%. Taking all these factors into account, the fund has been rated 4.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 4 Nov 2026
As of 31 Oct 2026
Income over long term. Investment in Debt & Money Market Instruments with portfolio Macaulay duration of greater than 7 years.
The scheme seeks to generate optimal returns consistent with moderate levels of risk.This income may be complemented by capital appreciation of the portfolio.
Exit load of 1%, if redeemed within 1 months.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 6.62% · Maturity 28/11/2051 · Rating SOV | 21.06% | ₹1,185.46 Cr | 13,72,11,800 |
| GOICoupon 8.13% · Maturity 22/06/2045 · Rating SOV | 17.20% | ₹968.42 Cr | 9,39,04,200 |
| GOICoupon 6.99% · Maturity 15/12/2051 · Rating SOV | 15.75% | ₹886.85 Cr | 9,80,00,000 |
| GOICoupon 7.06% · Maturity 10/10/2046 · Rating SOV | 9.87% | ₹555.47 Cr | 5,97,17,100 |
| GOICoupon 9.23% · Maturity 23/12/2043 · Rating SOV | 9.67% | ₹544.33 Cr | 4,79,52,500 |
| GOICoupon 6.67% · Maturity 17/12/2050 · Rating SOV | 9.27% | ₹521.82 Cr | 5,98,83,700 |
| GOICoupon 8.17% · Maturity 01/12/2044 · Rating SOV | 7.75% | ₹436.17 Cr | 4,19,65,700 |
| GOICoupon 7.06% · Maturity 27/07/2041 · Rating SOV | 2.03% | ₹114.28 Cr | 1,20,00,000 |
| GOICoupon 7.16% · Maturity 20/09/2050 · Rating SOV | 1.51% | ₹84.85 Cr | 91,52,000 |
| Others | 1.22% | ₹68.72 Cr | — |
