Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 4 stars. The strongest areas were income potential of 7.46%, exposure to interest-rate changes of 3.26 years, latest three-year return of 6.05%, and balance between returns and downside risk, while annual fee of 0.74% provided some support.
This fund has a high YTM of 7.46%, its Modified Duration is high at 3.26 years, and its 3-Year Rolling Return is 6.053%, indicating high performance. It has sortino ratio of 0.605 which indicates high risk-reward ratio However, its AUM is None at 3701.52 crores, and its Expense Ratio is medium at 0.74%. Taking all these factors into account, the fund has been rated 4.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Income over long term. Investment in debt and money market instruments across duration.
The scheme aims to generate regular income and capital appreciation through investment in debt instruments and related securities besides preservation of capital The scheme can also invest in money market instruments.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| Maharashtra StateCoupon 7.83% · Maturity 08/04/2030 · Rating SOV | 8.07% | ₹294.14 Cr | 2,94,00,000 |
| Maharashtra StateCoupon 7.78% · Maturity 27/10/2030 · Rating SOV | 6.60% | ₹240.73 Cr | 2,41,00,200 |
| Tamilnadu StateCoupon 7.04% · Maturity 12/01/2030 · Rating SOV | 6.19% | ₹225.8 Cr | 2,30,78,300 |
| Maharashtra StateCoupon 7.72% · Maturity 01/03/2031 · Rating SOV | 3.86% | ₹140.78 Cr | 1,41,46,700 |
| Maharashtra StateCoupon 7.86% · Maturity 08/06/2030 · Rating SOV | 3.02% | ₹110.15 Cr | 1,10,00,000 |
| Gujarat StateCoupon 6.65% · Maturity 26/08/2030 · Rating SOV | 2.96% | ₹107.78 Cr | 1,12,00,000 |
| Karnataka StateCoupon 7.09% · Maturity 18/03/2030 · Rating SOV | 2.77% | ₹101.03 Cr | 1,03,21,200 |
| Maharashtra StateCoupon 7.49% · Maturity 12/04/2030 · Rating SOV | 2.72% | ₹99.33 Cr | 1,00,30,000 |
| Gujarat StateCoupon 6.70% · Maturity 23/09/2030 · Rating SOV | 2.55% | ₹92.88 Cr | 96,40,700 |
| Maharashtra StateCoupon 7.60% · Maturity 15/04/2030 · Rating SOV | 2.45% | ₹89.43 Cr | 90,00,000 |
