The fund is rated 4 stars. The strongest areas were income potential of 7.59%, exposure to interest-rate changes of 2.53 years, latest three-year return of 6.05%, and balance between returns and downside risk, while annual fee of 0.78% provided some support.
This fund has a high YTM of 7.59%, its Modified Duration is high at 2.53 years, and its 3-Year Rolling Return is 6.055%, indicating high performance. It has sortino ratio of 0.791 which indicates high risk-reward ratio However, its AUM is None at 5056.706 crores, and its Expense Ratio is medium at 0.78%. Taking all these factors into account, the fund has been rated 4.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 6 Nov 2026
As of 31 Oct 2026
Income over short to medium term. Investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by Banks, Public Sector undertakings, Public Financial Institutions & Municipal Bonds.
The scheme seeks to generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions.
Mutual funds are subject to market risk. Read all scheme documents carefully.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| National Bank For Agriculture & Rural DevelopmentCoupon 7.48% · Maturity 15/09/2028 · Rating CRISIL AAA | 3.63% | ₹177.39 Cr | 18,000 |
| Small Industries Devp. Bank of India Ltd.Maturity 04/06/2029 · Rating CRISIL AAA | 3.57% | ₹174.69 Cr | 17,500 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.68% · Maturity 30/04/2029 · Rating CRISIL AAA | 3.52% | ₹172.4 Cr | 17,500 |
| National Housing BankCoupon 7.59% · Maturity 08/09/2027 · Rating CRISIL AAA | 2.65% | ₹129.47 Cr | 13,000 |
| REC Ltd.Coupon 7.77% · Maturity 31/03/2028 · Rating CRISIL AAA | 2.54% | ₹124.14 Cr | 12,500 |
| Small Industries Devp. Bank of India Ltd.Coupon 7.34% · Maturity 26/02/2029 · Rating CRISIL AAA | 2.51% | ₹122.54 Cr | 12,500 |
| Union Bank of IndiaCoupon 7.80% · Maturity 29/11/2032 · Rating ICRA AAA | 2.08% | ₹101.91 Cr | 103 |
| Nuclear Power Corpn. Of India Ltd.Coupon 7.70% · Rating ICRA AAA | 2.03% | ₹99.35 Cr | 10,000 |
| Bank Of BarodaMaturity 25/01/2027 · Rating CARE A1+ | 2.01% | ₹98.27 Cr | 2,000 |
| Power Grid Corporation Of India Ltd.Coupon 7.02% · Maturity 12/12/2035 · Rating CRISIL AAA | 1.97% | ₹96.13 Cr | 10,000 |
