Kotak Short Term Fund Regular-Growth
Debt: Short TermModerate Risk
PaisaSmart rating★★★★★2
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 21 Sep 2026
1W
+0.06%
1M
+0.26%
3M
+1.18%
6M
+2.54%
9M
+3.43%
1Y
+4.76%
2Y
+6.16%
3Y
+6.59%
4Y
+6.57%
5Y
+5.62%
7Y
+6.17%
10Y
+6.43%
15Y
+7.28%
20Y
+7.49%
Since launch
+7.26%
Risk ratios
As of 31 Aug 2026
Standard deviation
1.37
Sharpe ratio
0.56
Sortino ratio
0.92
Beta
1.29
Alpha
3.12
R-squared
0.38
Treynor ratio
0.54
Information ratio
2.94
Mean
6.46
Debt metrics
Average maturity
3.67 yrs
Duration
2.06 yrs
Macaulay duration
2.18 yrs
Yield to maturity
7.66%
Portfolio
As of 31 Aug 2026
Holdings (99)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| National Bank For Agriculture & Rural DevelopmentCoupon 7.44% · Maturity 24/02/2028 · Rating CRISIL AAA | 4.18% | ₹603.03 Cr | 60,500 |
| LIC Housing Finance Ltd.Coupon 7.75% · Maturity 23/11/2027 · Rating CRISIL AAA | 3.43% | ₹495.06 Cr | 4,950 |
| Power Finance Corporation Ltd.Coupon 7.59% · Maturity 17/01/2028 · Rating CRISIL AAA | 3.29% | ₹475.04 Cr | 4,750 |
| Mindspace Business Parks REITCoupon 6.96% · Maturity 08/12/2028 · Rating ICRA AAA | 2.80% | ₹403.94 Cr | 41,000 |
| Small Industries Devp. Bank of India Ltd.Coupon 7.42% · Maturity 12/03/2029 · Rating CRISIL AAA | 2.75% | ₹397.63 Cr | 40,000 |
| Brookfield India Real Estate Trust REITMaturity 20/12/2030 · Rating CRISIL AAA | 2.73% | ₹394.59 Cr | 40,000 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.48% · Maturity 15/09/2028 · Rating CRISIL AAA | 2.69% | ₹388.89 Cr | 39,000 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.53% · Maturity 24/03/2028 · Rating ICRA AAA | 2.63% | ₹379.2 Cr | 38,000 |
| Bajaj Finance Ltd.Coupon 8.12% · Maturity 10/09/2027 · Rating CRISIL AAA | 2.43% | ₹350.75 Cr | 35,000 |
| Others | 2.40% | ₹346.9 Cr | — |
Fund details
In brief
Income over a medium term investment horizon. Investment in debt & money market securities with portfolio Macaulay duration between 1 year & 3 years.
Investment objective
The scheme seeks to provide reasonable returns and reasonably high levels of liquidity by investing in debt instruments such as bonds, debentures and Government securities and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets.
Fund type
Open-ended
Min lumpsum
₹100
Min withdrawal
₹1,000
Lock-in
None
SIP
Available
SWP
Available
STP
Available
Purchase cut-off
15:00