Kotak Money Market Fund Regular-Growth
Debt: Money MarketModerate Risk
PaisaSmart rating★★★★★5
The fund is rated 5 stars. Taken together, the fund's latest one-year return of 7.16% and annual fee of 0.37% place it ahead of most similar funds.
Why this rating
This fund's 5.0 star rating reflects 1-Year Rolling Return of 7.156% and Expense Ratio of 0.371%, key parameters in our evaluation.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 7 Oct 2026
1W
+0.14%
1M
+0.40%
3M
+1.61%
6M
+3.51%
9M
+4.89%
1Y
+6.35%
2Y
+7.01%
3Y
+7.22%
4Y
+7.22%
5Y
+6.61%
7Y
+6.14%
10Y
+6.55%
15Y
+7.35%
20Y
+7.30%
Since launch
+7.04%
Risk ratios
As of 30 Sep 2026
Standard deviation
0.55
Sharpe ratio
2.50
Sortino ratio
3.64
Beta
0.52
Alpha
1.97
R-squared
0.52
Treynor ratio
1.89
Information ratio
7.96
Mean
7.01
Debt metrics
Average maturity
0.43 yrs
Duration
0.43 yrs
Macaulay duration
0.43 yrs
Yield to maturity
6.85%
Portfolio
As of 30 Sep 2026
Holdings (109)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| Reserve Bank of IndiaMaturity 182-D 04/02/2027 · Rating SOV | 4.45% | ₹1,225.67 Cr | 12,50,00,000 |
| National Bank For Agriculture & Rural DevelopmentMaturity 28/01/2027 · Rating CRISIL A1+ | 3.82% | ₹1,051.42 Cr | 1,07,500 |
| Reserve Bank of IndiaMaturity 182-D 11/02/2027 · Rating SOV | 3.11% | ₹856.74 Cr | 8,74,84,400 |
| Punjab National BankMaturity 04/02/2027 · Rating CRISIL A1+ | 2.84% | ₹781.81 Cr | 80,000 |
| Indusind Bank Ltd.Maturity 29/01/2027 · Rating CRISIL A1+ | 2.66% | ₹733.01 Cr | 75,000 |
| Yes Bank Ltd.Maturity 05/03/2027 · Rating CRISIL A1+ | 2.64% | ₹727.7 Cr | 75,000 |
| Small Industries Devp. Bank of India Ltd.Maturity 04/02/2027 · Rating CARE A1+ | 2.48% | ₹683.61 Cr | 70,000 |
| HDFC Bank Ltd.Maturity 09/03/2027 · Rating CARE A1+ | 2.12% | ₹582.52 Cr | 60,000 |
| National Bank For Agriculture & Rural DevelopmentMaturity 17/02/2027 · Rating FITCH A1+ | 2.12% | ₹584.57 Cr | 60,000 |
| Small Industries Devp. Bank of India Ltd.Maturity 18/02/2027 · Rating CARE A1+ | 2.04% | ₹560.08 Cr | 57,500 |
Fund details
In brief
Income over a short term investment horizon. Investment in money market securities.
Investment objective
The Scheme seeks to generate returns by investing in money market instruments having maturity upto 1 year.
Fund type
Open-ended
Min lumpsum
₹100
Min withdrawal
₹1,000
Lock-in
None
SIP
Available
SWP
Available
STP
Available
Purchase cut-off
15:00