Kotak Medium to Long Term Fund Regular-Growth
Debt: Medium to Long TermModerate Risk
PaisaSmart rating★★★★★3
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 21 Sep 2026
1W
+0.03%
1M
-0.48%
3M
+0.94%
6M
+2.87%
9M
+2.99%
1Y
+3.91%
2Y
+4.68%
3Y
+6.01%
4Y
+6.12%
5Y
+4.99%
7Y
+5.92%
10Y
+5.81%
15Y
+7.10%
20Y
+7.44%
Since launch
+8.05%
Risk ratios
As of 31 Aug 2026
Standard deviation
2.86
Sharpe ratio
0.13
Sortino ratio
0.18
Beta
1.33
Alpha
-0.23
R-squared
0.89
Treynor ratio
0.23
Information ratio
-0.11
Mean
6.05
Debt metrics
Average maturity
11.60 yrs
Duration
5.43 yrs
Macaulay duration
5.65 yrs
Yield to maturity
7.36%
Portfolio
As of 31 Aug 2026
Holdings (41)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 7.24% · Maturity 18/08/2055 · Rating SOV | 16.39% | ₹292.37 Cr | 3,03,69,600 |
| Others | 11.07% | ₹197.6 Cr | — |
| GOICoupon 6.48% · Maturity 06/10/2035 · Rating SOV | 8.16% | ₹145.65 Cr | 1,50,00,000 |
| National Housing BankCoupon 6.80% · Maturity 02/04/2032 · Rating CARE AAA | 7.61% | ₹135.81 Cr | 14,000 |
| Small Industries Devp. Bank of India Ltd.Maturity 04/06/2029 · Rating CRISIL AAA | 5.58% | ₹99.61 Cr | 10,000 |
| GOICoupon 7.09% · Maturity 05/08/2054 · Rating SOV | 5.29% | ₹94.44 Cr | 1,00,00,000 |
| Capital Infra Trust | 4.51% | ₹80.46 Cr | 1,04,56,431 |
| Bihar StateCoupon 7.45% · Maturity 10/09/2034 · Rating SOV | 4.46% | ₹79.65 Cr | 80,00,000 |
| Bihar StateCoupon 7.52% · Maturity 10/09/2036 · Rating SOV | 4.43% | ₹79.08 Cr | 80,00,000 |
| GOICoupon 6.90% · Maturity 15/04/2065 · Rating SOV | 4.43% | ₹79.12 Cr | 87,16,000 |
Fund details
In brief
Income over a long investment horizon. Investment in debt & money market securities with a portfolio Macaulay duration between 4 years & 7 years.
Investment objective
The scheme aims to create a portfolio of debt instruments of different maturities so as to spread the risk across a wide maturity horizon and different kind of issuers in the debt market. The wholesale plan is targeted at big ticket investors and corporate.
Fund type
Open-ended
Min lumpsum
₹100
Min withdrawal
₹1,000
Lock-in
None
SIP
Available
SWP
Available
STP
Available
Purchase cut-off
15:00