Kotak Liquid Regular-Growth
The fund is rated 3 stars. Considered together, the fund's latest one-year return of 6.57% and annual fee of 0.33% place it around the middle of similar funds.
This fund's 3.0 star rating reflects 1-Year Rolling Return of 6.572% and Expense Ratio of 0.33%, key parameters in our evaluation.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 8 Oct 2026
Risk ratios
As of 30 Sep 2026
Debt metrics
Portfolio
As of 30 Sep 2026
Holdings (136)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| National Bank For Agriculture & Rural DevelopmentMaturity 91-D 09/11/2026 · Rating ICRA A1+ | 4.13% | ₹1,738.21 Cr | 35,000 |
| Reserve Bank of IndiaMaturity 91-D 12/11/2026 · Rating SOV | 3.55% | ₹1,490.94 Cr | 15,00,00,000 |
| Reserve Bank of IndiaMaturity 91-D 27/11/2026 · Rating SOV | 3.43% | ₹1,440.73 Cr | 14,52,76,000 |
| Reliance Retail Ventures Ltd.Maturity 30/10/2026 · Rating CRISIL A1+ | 2.96% | ₹1,244.07 Cr | 25,000 |
| Reserve Bank of IndiaMaturity 91-D 03/12/2026 · Rating SOV | 2.95% | ₹1,238.53 Cr | 12,50,00,000 |
| Reserve Bank of IndiaMaturity 91-D 08/10/2026 · Rating SOV | 2.38% | ₹999 Cr | 10,00,00,000 |
| Reserve Bank of IndiaMaturity 91-D 22/10/2026 · Rating SOV | 2.37% | ₹997.02 Cr | 10,00,00,000 |
| HDFC Bank Ltd.Maturity 11/11/2026 · Rating CARE A1+ | 2.36% | ₹993.07 Cr | 1,00,000 |
| Reliance Retail Ventures Ltd.Maturity 27/11/2026 · Rating CRISIL A1+ | 2.35% | ₹990.1 Cr | 20,000 |
| Bank of IndiaMaturity 03/12/2026 · Rating CARE A1+ | 2.35% | ₹989.08 Cr | 1,00,000 |
Fund details
Income over a short term investment horizon. Investment in debt & money market securities.
The scheme seeks to provide a high level of liquidity along with reasonable returns through investments in money and other short-term debt instruments.
Exit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.