Kotak Banking & Financial Services Fund Regular-Growth
The fund is rated 1 star. Factors such as balance between returns and downside risk provided some support. Issues with investment selection within each asset type and investment selection within each industry were the main limitations and did not provide enough support for a higher rating. Higher annual fee of 2.24% and above-average fund size of Rs 1,560.92 crore were minor drawbacks.
This fund has a bad track record with Asset Selection/Timing, a bad track record with Stock Selection/Timing. It is important to note, however, that this fund has a 1560.916 AUM and a 2.242 expense ratio. Considering all these factors, we have rated this fund as 1.0 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 7 Oct 2026
Risk ratios
As of 30 Sep 2026
Portfolio
As of 31 Aug 2026
Market-cap split
Sector allocation
Holdings (34)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| ICICI Bank Ltd. | 12.93% | ₹201.88 Cr | 13,88,467 |
| HDFC Bank Ltd. | 9.91% | ₹154.61 Cr | 21,80,700 |
| State Bank of India | 8.52% | ₹133.03 Cr | 12,55,030 |
| Axis Bank Ltd. | 7.24% | ₹113.03 Cr | 8,69,446 |
| Bajaj Finance Ltd. | 6.18% | ₹96.45 Cr | 9,12,478 |
| Shriram Finance Ltd | 5.06% | ₹78.99 Cr | 7,11,720 |
| Kotak Mahindra Bank Ltd. | 3.44% | ₹53.76 Cr | 12,81,895 |
| Others | 2.68% | ₹41.9 Cr | — |
| Cholamandalam Investment and Finance Company Ltd. | 2.68% | ₹41.79 Cr | 2,24,979 |
| Indusind Bank Ltd. | 2.62% | ₹40.97 Cr | 4,03,000 |
Fund details
Long term capital growth Investment in portfolio of predominantly equity & equity related securities of companies engaged in Banking & Financial Services.
The scheme seeks to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services sector. However, there can be no assurance that the investment objective of the scheme would be achieved.
0.5% for redemption within 30 Days