Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 5 stars. Considered together, the fund's latest one-year return of 7.26% and annual fee of 0.53% place it ahead of most similar funds.
This fund's 5.0 star rating reflects 1-Year Rolling Return of 7.257% and Expense Ratio of 0.53%, key parameters in our evaluation.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 4 Nov 2026
As of 31 Oct 2026
Short term savings. An open ended low duration debt scheme that aims to maximise income by investing in debt and money market instruments while maintaining optimum balance of yield, safety and liquidity.
The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.
As of 30 Sep 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| Radhakrishna Securitisation TrustRating CRISIL AAA(SO) | 4.44% | ₹834.62 Cr | 875 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.44% · Maturity 24/02/2028 · Rating CRISIL AAA | 3.34% | ₹627.32 Cr | 63,000 |
| GOIMaturity 07/12/2031 · Rating SOV | 3.31% | ₹622.58 Cr | 6,05,00,000 |
| Karnataka StateCoupon 7.33% · Maturity 04/02/2033 · Rating SOV | 2.62% | ₹491.93 Cr | 5,00,00,000 |
| REC Ltd.Coupon 7.71% · Maturity 26/02/2027 · Rating CRISIL AAA | 2.27% | ₹425.53 Cr | 42,500 |
| Bajaj Housing Finance Ltd.Coupon 6.95% · Maturity 28/01/2028 · Rating CRISIL AAA | 2.23% | ₹418.93 Cr | 42,500 |
| Bank of IndiaMaturity 18/02/2027 · Rating CRISIL A1+ | 2.20% | ₹414.06 Cr | 8,500 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.53% · Maturity 24/03/2028 · Rating ICRA AAA | 2.10% | ₹393.51 Cr | 39,500 |
| Small Industries Devp. Bank of India Ltd.Maturity 09/02/2027 · Rating CRISIL A1+ | 2.08% | ₹390.27 Cr | 8,000 |
| Reserve Bank of IndiaMaturity 91-D 29/10/2026 · Rating SOV | 1.88% | ₹353.6 Cr | 3,55,00,000 |
