Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 4 stars. The strongest areas were income potential of 7.65%, exposure to interest-rate changes of 6.41 years, latest three-year return of 6.28%, and balance between returns and downside risk. Annual fee of 1% did not provide enough support for a higher rating.
This fund has a high YTM of 7.65%, its Modified Duration is high at 6.41 years, and its 3-Year Rolling Return is 6.284%, indicating high performance. It has sortino ratio of 0.427 which indicates high risk-reward ratio However, its AUM is None at 2019.357 crores, and its Expense Ratio is low at 1.0%. Taking all these factors into account, the fund has been rated 4.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Medium to Long term savings. A debt scheme that invests in debt and money market instruments with an aim to maximise income while maintaining an optimum balance of yield, safety and liquidity.
The scheme seeks to generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety and liquidity.
As of 31 Oct 2026
As of 30 Nov 2010
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 7.34% · Maturity 22/04/2064 · Rating SOV | 9.00% | ₹178.01 Cr | 1,90,81,000 |
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 7.83% | ₹154.77 Cr | 1,60,00,000 |
| GOICoupon 6.90% · Maturity 15/04/2065 · Rating SOV | 6.59% | ₹130.27 Cr | 1,48,08,250 |
| Summit Digitel Infrastructure Pvt. Ltd.Coupon 7.87% · Maturity 15/03/2030 · Rating CRISIL AAA | 5.81% | ₹114.92 Cr | 11,650 |
| Reliance Industries Ltd.Coupon 7.90% · Maturity 01/10/2036 · Rating CRISIL AAA | 5.64% | ₹111.59 Cr | 11,350 |
| Pipeline Infrastructure (India) Pvt. Ltd.Coupon 7.96% · Maturity 11/03/2029 · Rating CRISIL AAA | 3.72% | ₹73.64 Cr | 7,400 |
| Maharashtra StateCoupon 7.16% · Maturity 16/07/2050 · Rating SOV | 3.38% | ₹66.93 Cr | 75,00,000 |
| Maharashtra StateCoupon 7.13% · Maturity 16/07/2048 · Rating SOV | 3.29% | ₹65.14 Cr | 72,89,900 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.53% · Maturity 24/03/2028 · Rating ICRA AAA | 3.00% | ₹59.35 Cr | 6,000 |
| LIC Housing Finance Ltd.Coupon 8.75% · Maturity 08/12/2028 · Rating CRISIL AAA | 2.54% | ₹50.26 Cr | 500 |
