Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 4 stars. The strongest areas were income potential of 8.29%, exposure to interest-rate changes of 3.19 years, latest three-year return of 6.83%, and balance between returns and downside risk. Annual fee of 1.36% was the main limitation and did not provide enough support for a higher rating.
This fund has a high YTM of 8.29%, its Modified Duration is high at 3.19 years, and its 3-Year Rolling Return is 6.832%, indicating high performance. It has sortino ratio of 1.925 which indicates high risk-reward ratio However, its AUM is None at 5331.395 crores, and its Expense Ratio is low at 1.36%. Taking all these factors into account, the fund has been rated 4.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 6 Nov 2026
As of 31 Oct 2026
Medium term savings. A debt scheme that invests in debt and money market instruments with a view to maximise income while maintaining optimum balance of yield, safety and liquidity.
The scheme seeks to generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| Others | 8.08% | ₹425 Cr | — |
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 3.65% | ₹192.06 Cr | 1,98,54,300 |
| Embassy Office Parks REIT | 3.36% | ₹176.59 Cr | 42,63,005 |
| Adani Enterprises Ltd.Coupon 8.70% · Maturity 24/03/2028 · Rating ICRA AA- | 3.30% | ₹173.61 Cr | 17,500 |
| GOICoupon 6.90% · Maturity 15/04/2065 · Rating SOV | 3.17% | ₹166.96 Cr | 1,89,79,000 |
| JTPM Metal Traders Ltd.Maturity 30/04/2030 · Rating CRISIL AA | 3.07% | ₹161.66 Cr | 15,000 |
| Vedanta Ltd.Coupon 9.40% · Maturity 20/02/2027 · Rating ICRA AA+ | 3.04% | ₹160.15 Cr | 16,000 |
| Tata Projects Ltd.Coupon 8.60% · Maturity 07/02/2031 · Rating FITCH AA | 2.84% | ₹149.64 Cr | 15,000 |
| Oberoi Realty Ltd.Coupon 8.05% · Maturity 24/10/2028 · Rating CARE AA+ | 2.81% | ₹147.96 Cr | 15,000 |
| GOICoupon 7.34% · Maturity 22/04/2064 · Rating SOV | 2.63% | ₹138.28 Cr | 1,48,22,500 |
