Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 2 stars. Income potential of 7.93% and exposure to interest-rate changes of 11.01 years were strengths, while annual fee of 0.94% provided some support. Latest three-year return of 5.41% and balance between returns and downside risk were the main limitations and did not provide enough support for a higher rating. Smaller fund size of Rs 822.48 crore was a minor drawback.
This fund has a high YTM of 7.93%, its Modified Duration is high at 11.01 years, and its 3-Year Rolling Return is 5.409%, indicating low performance. It has sortino ratio of 0.049 which indicates low risk-reward ratio However, its AUM is None at 822.482 crores, and its Expense Ratio is medium at 0.94%. Taking all these factors into account, the fund has been rated 2.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Long term wealth creation. A debt scheme that invests in debt and money market instruments with an aim to maximise income while maintaining an optimum balance of yield, safety and liquidity.
The scheme seeks to generate regular returns by putting around 75 per cent of the investments in debt instruments, and the balance in money market instruments. The plan aims to maintain the optimum balance of yield , safety and liquidity.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 7.34% · Maturity 22/04/2064 · Rating SOV | 29.59% | ₹235.11 Cr | 2,52,01,500 |
| GOICoupon 6.90% · Maturity 15/04/2065 · Rating SOV | 15.42% | ₹122.5 Cr | 1,39,25,000 |
| GOICoupon 7.24% · Maturity 18/08/2055 · Rating SOV | 11.16% | ₹88.64 Cr | 95,38,300 |
| Maharashtra StateCoupon 7.13% · Maturity 16/07/2048 · Rating SOV | 8.43% | ₹67.01 Cr | 75,00,000 |
| Maharashtra StateCoupon 7.12% · Maturity 05/02/2038 · Rating SOV | 5.80% | ₹46.07 Cr | 49,60,700 |
| Maharashtra StateCoupon 7.16% · Maturity 16/07/2050 · Rating SOV | 5.62% | ₹44.62 Cr | 50,00,000 |
| Uttar Pradesh StateCoupon 7.82% · Maturity 10/06/2046 · Rating SOV | 3.03% | ₹24.04 Cr | 25,00,000 |
| Rajasthan StateCoupon 7.56% · Maturity 01/10/2041 · Rating SOV | 2.97% | ₹23.58 Cr | 25,00,000 |
| Maharashtra StateCoupon 7.14% · Maturity 05/02/2039 · Rating SOV | 2.91% | ₹23.13 Cr | 25,00,000 |
| Maharashtra StateCoupon 7.12% · Maturity 16/07/2047 · Rating SOV | 2.35% | ₹18.65 Cr | 20,85,000 |
