ICICI Prudential Credit Risk Fund-Growth
The fund is rated 3 stars. The strongest areas were income potential of 8.53%, latest three-year return of 7.27%, and balance between returns and downside risk. Exposure to interest-rate changes of 1.92 years and annual fee of 1.43% were the main limitations and did not provide enough support for a higher rating.
This fund has a high YTM of 8.53%, its Modified Duration is low at 1.92 years, and its 3-Year Rolling Return is 7.267%, indicating high performance. It has sortino ratio of 3.608 which indicates high risk-reward ratio However, its AUM is None at 6332.588 crores, and its Expense Ratio is low at 1.43%. Taking all these factors into account, the fund has been rated 3.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 7 Oct 2026
Risk ratios
As of 30 Sep 2026
Debt metrics
Portfolio
As of 30 Sep 2026
Sector allocation
As of 30 Nov 2021
Holdings (100)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| JTPM Metal Traders Ltd.Maturity 30/04/2030 · Rating CRISIL AA | 4.35% | ₹275.18 Cr | 25,500 |
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 3.42% | ₹216.05 Cr | 2,19,64,800 |
| Embassy Office Parks REIT | 3.28% | ₹207.42 Cr | 47,74,728 |
| Adani Enterprises Ltd.Coupon 8.70% · Maturity 24/03/2028 · Rating ICRA AA- | 3.16% | ₹199.74 Cr | 20,000 |
| Truhome Finance Ltd.Maturity 25/06/2029 · Rating FITCH AA | 3.16% | ₹199.68 Cr | 20,000 |
| Bamboo Hotel And Global Centre (Delhi) Pvt Ltd. Class ACoupon 10.81% · Maturity 31/01/2028 · Rating ICRA A+(CE) | 2.94% | ₹185.6 Cr | 18,500 |
| Vedanta Ltd.Coupon 9.40% · Maturity 20/02/2027 · Rating ICRA AA+ | 2.78% | ₹175.49 Cr | 17,500 |
| Nirma Ltd.Coupon 8.50% · Maturity 07/04/2027 · Rating CRISIL AA | 2.38% | ₹150.27 Cr | 15,000 |
| Aavas Financiers Ltd.Maturity 30/07/2029 · Rating CARE AA | 2.38% | ₹150.23 Cr | 15,000 |
| Adani Power Ltd.Maturity 27/01/2028 · Rating CRISIL AA | 2.36% | ₹149.37 Cr | 15,000 |
Fund details
Medium term savings. A debt scheme that aims to generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity.
The scheme seeks to generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity.
Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year