Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 4 stars. The strongest areas were income potential of 7.82%, exposure to interest-rate changes of 3.32 years, latest three-year return of 6.47%, and balance between returns and downside risk, while annual fee of 0.74% provided some support.
This fund has a high YTM of 7.82%, its Modified Duration is high at 3.32 years, and its 3-Year Rolling Return is 6.472%, indicating high performance. It has sortino ratio of 1.086 which indicates high risk-reward ratio However, its AUM is None at 8041.385 crores, and its Expense Ratio is medium at 0.74%. Taking all these factors into account, the fund has been rated 4.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Short term savings. An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector
The Scheme seeks to generate income through predominantly investing in Debt instruments of banks, Public Sector
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| National Bank For Agriculture & Rural DevelopmentCoupon 7.53% · Maturity 24/03/2028 · Rating ICRA AAA | 5.81% | ₹469.85 Cr | 47,500 |
| GOICoupon 6.90% · Maturity 15/04/2065 · Rating SOV | 3.47% | ₹280.45 Cr | 3,18,79,000 |
| LIC Housing Finance Ltd.Coupon 7.58% · Maturity 23/03/2035 · Rating CRISIL AAA | 3.38% | ₹272.98 Cr | 27,500 |
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 3.07% | ₹248.25 Cr | 2,56,63,050 |
| Power Finance Corporation Ltd.Coupon 6.92% · Maturity 16/02/2028 · Rating CRISIL AAA | 3.04% | ₹245.93 Cr | 25,000 |
| Power Finance Corporation Ltd.Coupon 6.96% · Maturity 02/03/2028 · Rating CRISIL AAA | 2.92% | ₹236.09 Cr | 24,000 |
| REC Ltd.Coupon 6.60% · Maturity 30/06/2027 · Rating ICRA AAA | 2.75% | ₹222.7 Cr | 22,500 |
| HDFC Bank Ltd.Coupon 7.86% · Maturity 02/12/2032 · Rating CRISIL AAA | 2.19% | ₹177.07 Cr | 182 |
| REC Ltd.Coupon 8.30% · Maturity 31/10/2031 · Rating CRISIL AAA | 2.17% | ₹175.2 Cr | 17,500 |
| Mahanagar Telephone Nigam Ltd.Coupon 7.80% · Maturity 07/11/2033 · Rating FITCH AAA(CE) | 2.09% | ₹169.1 Cr | 17,500 |
