Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 5 stars. The strongest areas were income potential of 7.37%, exposure to interest-rate changes of 7.05 years, latest three-year return of 6.21%, balance between returns and downside risk, and annual fee of 0.45%.
This fund has a high YTM of 7.37%, its Modified Duration is high at 7.05 years, and its 3-Year Rolling Return is 6.207%, indicating high performance. It has sortino ratio of 0.503 which indicates high risk-reward ratio However, its AUM is None at 1934.738 crores, and its Expense Ratio is high at 0.45%. Taking all these factors into account, the fund has been rated 5.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Long term wealth creation. A gilt fund that aims to provide reasonable returns by investing in portfolio of Government Securities while maintaining constant maturity of the portfolio at 10 years.
The scheme seeks to generate income primarily by investing in portfolio of Government Securities while maintaining Macaulay duration of the portfolio around 10 years.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 81.26% | ₹1,501.47 Cr | 15,52,16,570 |
| GOICoupon 7.06% · Maturity 27/07/2041 · Rating SOV | 5.93% | ₹109.51 Cr | 1,15,00,000 |
| Karnataka StateCoupon 7.47% · Maturity 25/08/2036 · Rating SOV | 3.91% | ₹72.2 Cr | 75,00,000 |
| Uttar Pradesh StateCoupon 7.18% · Maturity 19/11/2035 · Rating SOV | 2.80% | ₹51.79 Cr | 55,00,000 |
| Karnataka StateCoupon 7.74% · Maturity 10/01/2036 · Rating SOV | 2.66% | ₹49.08 Cr | 50,00,000 |
| Others | 0.22% | ₹4.13 Cr | — |
| GOICoupon 7.18% · Maturity 24/07/2037 · Rating SOV | 0.11% | ₹1.96 Cr | 2,00,000 |
