Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 2 stars. Investment selection within each industry was a strength, while balance between returns and downside risk provided some support. Asset mix was the main limitation and did not provide enough support for a higher rating. Higher annual fee of 2.13% was a minor drawback.
This fund has a bad track record with Asset Allocation, a good track record with Stock Selection/Timing. It is important to note, however, that this fund has a 1529.605 AUM and a 2.13 expense ratio. Considering all these factors, we have rated this fund as 2.0 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 6 Nov 2026
As of 31 Oct 2026
a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.investment predominantly in equity and equity related instruments & balance in debt and money market instruments.
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
As of 30 Sep 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| ICICI Bank Ltd. | 6.05% | ₹92.52 Cr | 7,00,000 |
| HDFC Bank Ltd. | 5.56% | ₹85.04 Cr | 12,00,000 |
| Bajaj Finance Ltd.Coupon 7.93% · Rating CRISIL - AAA | 4.46% | ₹68.29 Cr | 7,000 |
| Kotak Mahindra Bank Ltd. | 3.54% | ₹54.21 Cr | 13,00,000 |
| Reliance Industries Ltd. | 3.49% | ₹53.42 Cr | 4,50,000 |
| Axis Bank Ltd. | 3.21% | ₹49.04 Cr | 4,00,000 |
| State Bank of India | 3.14% | ₹47.98 Cr | 5,00,000 |
| Maruti Suzuki India Ltd. | 2.35% | ₹35.9 Cr | 30,000 |
| Bharti Airtel Ltd. | 2.30% | ₹35.14 Cr | 2,00,000 |
| GOICoupon 7.26% · Maturity 22/08/2032 · Rating SOV | 1.98% | ₹30.27 Cr | 30,00,000 |
