Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 1 star. Investment selection within each asset type and balance between returns and downside risk provided some support. Investment selection within each industry was the main limitation and did not provide enough support for a higher rating. Higher annual fee of 2.34% was a minor drawback.
This fund has a ok track record with Asset Selection/Timing, a bad track record with Stock Selection/Timing. It is important to note, however, that this fund has a 142.617 AUM and a 2.34 expense ratio. Considering all these factors, we have rated this fund as 1.0 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.investment predominantly in debt and money market instruments & balance in equity and equity related instruments.
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 6.67% · Maturity 17/12/2050 · Rating SOV | 9.35% | ₹13.07 Cr | 15,00,000 |
| ICICI Bank Ltd. | 8.52% | ₹11.91 Cr | 85,200 |
| Larsen & Toubro Ltd. | 7.81% | ₹10.92 Cr | 28,200 |
| Mahindra Rural Housing Finance Ltd.Coupon 8.35% · Maturity 24/09/2032 · Rating CRISIL - AAA | 7.05% | ₹9.86 Cr | 100 |
| GOICoupon 6.48% · Maturity 06/10/2035 · Rating SOV | 6.72% | ₹9.39 Cr | 10,00,000 |
| GOICoupon 6.19% · Maturity 16/09/2034 · Rating SOV | 6.63% | ₹9.27 Cr | 10,00,000 |
| Reliance Industries Ltd. | 5.54% | ₹7.75 Cr | 66,500 |
| GOICoupon 7.57% · Maturity 17/06/2033 · Rating SOV | 5.40% | ₹7.56 Cr | 7,50,000 |
| GOICoupon 8.97% · Maturity 05/12/2030 · Rating SOV | 4.17% | ₹5.83 Cr | 5,50,000 |
| Indian Railway Finance Corporation Ltd.Coupon 8.40% · Maturity 08/01/2029 · Rating CRISIL - AAA | 3.59% | ₹5.02 Cr | 50 |
