Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 4 stars. The strongest areas were investment selection within each industry and balance between returns and downside risk, while asset mix provided some support. Above-average fund size of Rs 5,956.23 crore was a minor drawback.
This fund has a ok track record with Asset Allocation, a good track record with Stock Selection/Timing, a good risk-reward ratio. It is important to note, however, that this fund has a 5956.23 AUM and a 1.12 expense ratio. Considering all these factors, we have rated this fund as 4.0 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Capital appreciation over long term. Investment predominantly in equity oriented, debt oriented and Gold ETF schemes.
The scheme seeke to capital appreciation by managing the asset allocation between equity oriented, debt oriented and gold ETF schemes.
Exit Load for units in excess of 15% of the investment,1% will be charged for redemption within 365 days.
As of 30 Sep 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| HDFC Large Cap Fund Direct-Growth | 19.20% | ₹1,143.34 Cr | 98,41,942 |
| HDFC Flexi Cap Direct Plan-Growth | 17.52% | ₹1,043.34 Cr | 48,10,073 |
| HDFC Gold ETF | 11.96% | ₹712.35 Cr | 5,66,48,316 |
| HDFC Short Term Fund Direct Plan-Growth | 9.05% | ₹539.31 Cr | 15,23,70,899 |
| HDFC Corporate Bond Fund Direct Plan-Growth | 7.88% | ₹469.59 Cr | 13,36,21,078 |
| HDFC Small Cap Fund Direct- Growth | 6.01% | ₹358.13 Cr | 2,29,17,727 |
| HDFC Medium Term Fund Direct-Growth | 4.07% | ₹242.52 Cr | 3,67,43,394 |
| HDFC Banking & Financial Services Fund Direct - Growth | 3.59% | ₹214.02 Cr | 11,71,68,751 |
| HDFC Large & Mid Cap Fund Direct-Growth | 3.04% | ₹181.25 Cr | 51,63,112 |
| HDFC Technology Fund Direct - Growth | 2.95% | ₹175.66 Cr | 15,50,40,449 |
