HDFC Housing Opportunities Fund Regular-Growth
The fund is rated 0 stars. Balance between returns and downside risk provided limited support. Investment selection within each asset type and investment selection within each industry were the main limitations and did not provide enough support for a higher rating. Higher annual fee of 2.24% was a minor drawback.
This fund has a bad track record with Asset Selection/Timing, a bad track record with Stock Selection/Timing. It is important to note, however, that this fund has a 1166.993 AUM and a 2.24 expense ratio. Considering all these factors, we have rated this fund as 0.0 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 7 Oct 2026
Risk ratios
As of 30 Sep 2026
Portfolio
As of 31 Aug 2026
Market-cap split
Sector allocation
Holdings (36)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| Larsen & Toubro Ltd. | 8.67% | ₹101.12 Cr | 2,50,000 |
| ICICI Bank Ltd. | 8.41% | ₹98.15 Cr | 6,75,000 |
| HDFC Bank Ltd. | 7.59% | ₹88.63 Cr | 12,50,000 |
| NTPC Ltd. | 7.01% | ₹81.85 Cr | 25,00,000 |
| State Bank of India | 6.36% | ₹74.2 Cr | 7,00,000 |
| Ambuja Cements Ltd. | 5.50% | ₹64.18 Cr | 16,00,000 |
| Ultratech Cement Ltd. | 4.91% | ₹57.25 Cr | 50,000 |
| Kalpataru Projects International Ltd. | 4.80% | ₹56.04 Cr | 4,00,000 |
| Prestige Estates Projects Ltd. | 4.55% | ₹53.07 Cr | 3,25,000 |
| Axis Bank Ltd. | 4.46% | ₹52 Cr | 4,00,000 |
Fund details
Capital appreciation over 1140 days (tenure of the Plan). Investment predominantly in equity and equity related instruments of entities engaged in and/ or expected to benefit from the growth in housing and its allied business activities.
The scheme aims to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities.
Exit load of 1%, if redeemed within 30 days.