HDFC Equity Savings Fund Regular-Growth
The fund is rated 4 stars. The strongest areas were investment selection within each asset type and investment selection within each industry, while balance between returns and downside risk provided some support. Above-average fund size of Rs 5,758.13 crore was a minor drawback.
This fund has a good track record with Asset Selection/Timing, a good track record with Stock Selection/Timing, a ok risk-reward ratio. It is important to note, however, that this fund has a 5758.13 AUM and a 2.17 expense ratio. Considering all these factors, we have rated this fund as 4.0 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 8 Oct 2026
Risk ratios
As of 30 Sep 2026
Debt metrics
Portfolio
As of 31 Aug 2026
Market-cap split
Sector allocation
Holdings (119)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| HDFC Bank Ltd. | 6.69% | ₹385.05 Cr | 54,30,850 |
| Reliance Industries Ltd. | 5.41% | ₹311.4 Cr | 24,38,500 |
| NTPC Ltd. | 3.59% | ₹206.51 Cr | 63,07,500 |
| Titan Company Ltd. | 3.42% | ₹196.98 Cr | 3,86,050 |
| Larsen & Toubro Ltd. | 3.07% | ₹176.89 Cr | 4,37,325 |
| ICICI Bank Ltd. | 3.04% | ₹174.84 Cr | 12,02,500 |
| Sun Pharmaceutical Industries Ltd. | 3.02% | ₹173.98 Cr | 8,76,550 |
| Mahindra & Mahindra Ltd. | 2.33% | ₹134.3 Cr | 4,09,200 |
| GOICoupon 7.18% · Maturity 14/08/2033 · Rating SOV | 2.32% | ₹133.82 Cr | 1,31,00,000 |
| Maruti Suzuki India Ltd. | 2.23% | ₹128.36 Cr | 94,750 |
Fund details
Positive returns over medium term with low risk of capital loss over medium term. Investment in debt and money market instruments with maturity of 1 year (85%) as well as equityand equity related instruments (15%).
The scheme seeks to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments.
Exit load For units in excess of 15% of the investment,1% will be charged for redemption within 1 month.