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The fund is rated 2 stars. The strongest areas were income potential of 7.16%, exposure to interest-rate changes of 5.01 years, and latest three-year return of 6.03%. Balance between returns and downside risk and annual fee of 1.4% were the main limitations and did not provide enough support for a higher rating. Smaller fund size of Rs 479.92 crore was a minor drawback.
This fund has a high YTM of 7.155%, its Modified Duration is high at 5.008 years, and its 3-Year Rolling Return is 6.031%, indicating high performance. It has sortino ratio of 0.058 which indicates low risk-reward ratio However, its AUM is None at 479.917 crores, and its Expense Ratio is low at 1.4%. Taking all these factors into account, the fund has been rated 2.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 6 Nov 2026
As of 31 Oct 2026
income over medium to long term. to generate income / capital appreciation by investing in a range of debt and money market instruments.
The scheme seeks to generate income / capital appreciation by investing in a range of debt and money market instruments.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 7.34% · Maturity 22/04/2064 · Rating SOV | 6.81% | ₹31.91 Cr | 34,20,000 |
| Reliance Industries Ltd.Coupon 7.90% · Maturity 01/10/2036 · Rating CRISIL - AAA | 5.77% | ₹27.04 Cr | 2,750 |
| REC Ltd.Coupon 8.80% · Maturity 22/01/2029 · Rating CRISIL - AAA | 5.41% | ₹25.34 Cr | 250 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.44% · Maturity 24/02/2028 · Rating CRISIL - AAA | 5.28% | ₹24.72 Cr | 2,500 |
| Indian Railway Finance Corporation Ltd.Coupon 7.57% · Maturity 18/04/2029 · Rating CRISIL - AAA | 5.27% | ₹24.67 Cr | 2,500 |
| Union Bank of IndiaMaturity 10/02/2027 · Rating IND - A1+ | 5.23% | ₹24.48 Cr | 500 |
| Small Industries Devp. Bank of India Ltd.Coupon 6.74% · Maturity 10/01/2029 · Rating CRISIL - AAA | 5.18% | ₹24.24 Cr | 2,500 |
| Indus Infra Trust | 4.50% | ₹21.09 Cr | 16,30,546 |
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 4.13% | ₹19.35 Cr | 20,00,000 |
| Gujarat StateCoupon 7.27% · Maturity 17/12/2034 · Rating SOV | 4.08% | ₹19.11 Cr | 20,00,000 |
