HDFC Consumption Fund Regular-Growth
The fund is rated 1.5 stars. Balance between returns and downside risk was a strength. Investment selection within each asset type and investment selection within each industry were the main limitations and did not provide enough support for a higher rating. Higher annual fee of 2.42% was a minor drawback.
This fund has a bad track record with Asset Selection/Timing, a bad track record with Stock Selection/Timing, a good risk-reward ratio. It is important to note, however, that this fund has a 1022.106 AUM and a 2.42 expense ratio. Considering all these factors, we have rated this fund as 1.5 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 7 Oct 2026
Risk ratios
As of 30 Sep 2026
Portfolio
As of 31 Aug 2026
Market-cap split
Sector allocation
Holdings (50)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| Eternal Ltd. | 10.59% | ₹108.28 Cr | 33,00,122 |
| Mahindra & Mahindra Ltd. | 8.57% | ₹87.63 Cr | 2,67,000 |
| Hindustan Unilever Ltd. | 7.22% | ₹73.78 Cr | 3,75,000 |
| Bharti Airtel Ltd. | 5.02% | ₹51.28 Cr | 2,83,000 |
| Vishal Mega Mart Ltd. | 4.08% | ₹41.7 Cr | 37,68,595 |
| Maruti Suzuki India Ltd. | 3.83% | ₹39.15 Cr | 28,900 |
| Bajaj Auto Ltd. | 3.79% | ₹38.75 Cr | 31,948 |
| Godrej Consumer Products Ltd. | 3.66% | ₹37.4 Cr | 4,15,000 |
| United Spirits Ltd. | 3.35% | ₹34.27 Cr | 2,30,000 |
| Titan Company Ltd. | 3.34% | ₹34.19 Cr | 67,000 |
Fund details
To generate long-term capital appreciation / income. Investment in equity and equity related securities of companies with a focus on consumption theme.
The scheme seeks to generate long term capital appreciation by investing in equity / equity related securities of companies with a focus on consumption and consumption related sector or allied sectors.
Exit load of 1%, if redeemed within 30 days.