Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 1 star. The strongest areas were exposure to interest-rate changes of 7.47 years and latest three-year return of 5.95%. Income potential of 6.95%, balance between returns and downside risk, and annual fee of 1.15% were the main limitations and did not provide enough support for a higher rating. Smaller fund size of Rs 118.93 crore was a minor drawback.
This fund has a low YTM of 6.95%, its Modified Duration is high at 7.47 years, and its 3-Year Rolling Return is 5.954%, indicating high performance. It has sortino ratio of -0.212 which indicates low risk-reward ratio However, its AUM is None at 118.931 crores, and its Expense Ratio is low at 1.15%. Taking all these factors into account, the fund has been rated 1.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
credit risk free returns over medium to long term. investment in Government Securities.
The investment objective is to generate income by investing primarily in money market and short term debt instruments.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 33.59% | ₹39.17 Cr | 40,49,200 |
| GOICoupon 7.24% · Maturity 18/08/2055 · Rating SOV | 27.90% | ₹32.53 Cr | 35,00,000 |
| Karnataka StateCoupon 7.48% · Maturity 18/02/2037 · Rating SOV | 12.35% | ₹14.39 Cr | 15,00,000 |
| Reserve Bank of IndiaMaturity 364-D 03/12/2026 · Rating SOV | 8.53% | ₹9.95 Cr | 10,00,000 |
| Reserve Bank of IndiaMaturity 91-D 31/12/2026 · Rating SOV | 4.25% | ₹4.95 Cr | 5,00,000 |
| Karnataka StateCoupon 7.49% · Maturity 04/02/2035 · Rating SOV | 0.79% | ₹0.92 Cr | 94,800 |
| Gujarat StateCoupon 8.38% · Maturity 27/02/2029 · Rating SOV | 0.08% | ₹0.09 Cr | 9,100 |
| Others | -4.26% | ₹-4.98 Cr | — |
