Edelweiss Banking and PSU Debt Fund Regular-Growth
The fund is rated 3 stars. The strongest areas were income potential of 7.23%, latest three-year return of 6.17%, and balance between returns and downside risk, while annual fee of 0.73% provided some support. Exposure to interest-rate changes of 1.33 years was the main limitation and did not provide enough support for a higher rating.
This fund has a high YTM of 7.23%, its Modified Duration is low at 1.33 years, and its 3-Year Rolling Return is 6.169%, indicating high performance. It has sortino ratio of 0.872 which indicates high risk-reward ratio However, its AUM is None at 3139.977 crores, and its Expense Ratio is medium at 0.73%. Taking all these factors into account, the fund has been rated 3.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 7 Oct 2026
Risk ratios
As of 30 Sep 2026
Debt metrics
Portfolio
As of 30 Sep 2026
Holdings (62)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| Reserve Bank of IndiaMaturity 364-D 28/05/2027 · Rating SOV | 9.20% | ₹288.71 Cr | 3,00,00,000 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.48% · Maturity 15/09/2028 · Rating CRISIL AAA | 8.40% | ₹263.53 Cr | 2,65,00,000 |
| National Housing BankCoupon 7.59% · Maturity 14/07/2027 · Rating CRISIL AAA | 6.38% | ₹200.16 Cr | 2,00,00,000 |
| Export-Import Bank Of IndiaCoupon 7.35% · Maturity 27/07/2028 · Rating CRISIL AAA | 6.35% | ₹199.28 Cr | 2,00,00,000 |
| Kotak Mahindra Bank Ltd.Maturity 08/01/2027 · Rating CRISIL A1+ | 3.91% | ₹122.79 Cr | 1,25,00,000 |
| Mahindra & Mahindra Financial Services Ltd.Coupon 7.90% · Maturity 21/02/2028 · Rating CRISIL AAA | 3.18% | ₹99.63 Cr | 1,00,00,000 |
| Small Industries Devp. Bank of India Ltd.Coupon 7.51% · Maturity 12/06/2028 · Rating CRISIL AAA | 3.17% | ₹99.52 Cr | 1,00,00,000 |
| Bharti Telecom Ltd.Coupon 7.35% · Maturity 15/10/2027 · Rating CRISIL AAA | 3.16% | ₹99.12 Cr | 1,00,00,000 |
| Power Finance Corporation Ltd.Coupon 6.61% · Maturity 15/07/2028 · Rating CRISIL AAA | 3.13% | ₹98.21 Cr | 1,00,00,000 |
| Axis Bank Ltd.Maturity 26/02/2027 · Rating CRISIL A1+ | 3.10% | ₹97.33 Cr | 1,00,00,000 |
Fund details
Income over short to medium term. Investment in Debt Securities and Money Market Instruments issued by Banks and PSUs.
The Scheme seeks to generate income by investing predominantly in a portfolio of Debt Securities and Money Market Instruments issued by banks, PSUs, Public Financial Institutions, entities major owned by Central and State Governments and Municipal Bonds.