DSP Short Term Fund Regular-Growth
Debt: Short TermModerate Risk
PaisaSmart rating★★★★★2
The fund is rated 2 stars. Considered together, the fund's latest one-year return of 6.75% and annual fee of 0.96% place it behind most similar funds.
Why this rating
This fund's 2.0 star rating reflects 1-Year Rolling Return of 6.755% and Expense Ratio of 0.96%, key parameters in our evaluation.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 7 Oct 2026
1W
+0.00%
1M
-0.23%
3M
+0.14%
6M
+2.92%
9M
+3.09%
1Y
+4.01%
2Y
+5.94%
3Y
+6.55%
4Y
+6.51%
5Y
+5.60%
7Y
+5.92%
10Y
+6.13%
15Y
+7.14%
20Y
+7.03%
Since launch
+6.85%
Risk ratios
As of 30 Sep 2026
Standard deviation
1.46
Sharpe ratio
0.48
Sortino ratio
0.77
Beta
1.33
Alpha
3.14
R-squared
0.42
Treynor ratio
0.48
Information ratio
3.01
Mean
6.33
Debt metrics
Average maturity
2.93 yrs
Duration
2.01 yrs
Macaulay duration
2.12 yrs
Yield to maturity
7.45%
Portfolio
As of 30 Sep 2026
Holdings (64)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 13.31% | ₹454.77 Cr | 4,50,00,000 |
| GOIMaturity 22/09/2033 · Rating SOV | 4.59% | ₹156.63 Cr | 1,50,00,000 |
| Bharti Telecom Ltd.Coupon 7.35% · Maturity 15/10/2027 · Rating CRISIL AAA | 4.04% | ₹138.04 Cr | 13,000 |
| India Universal Trust AL1Coupon 8.20% · Maturity 20/09/2030 · Rating IND AAA(SO) | 3.81% | ₹130.29 Cr | 155 |
| Small Industries Devp. Bank of India Ltd.Maturity 18/06/2031 · Rating CRISIL AAA | 2.93% | ₹100.11 Cr | 10,000 |
| Knowledge Realty TrustCoupon 7.54% · Maturity 08/05/2029 · Rating CRISIL AAA | 2.90% | ₹99.05 Cr | 10,000 |
| Canara BankMaturity 08/01/2027 · Rating CRISIL A1+ | 2.88% | ₹98.21 Cr | 2,000 |
| Indian BankMaturity 15/06/2027 · Rating CRISIL A1+ | 2.79% | ₹95.17 Cr | 2,000 |
| Muthoot Finance Ltd.Coupon 0.09% · Rating CRISIL AA+ | 2.55% | ₹87.14 Cr | 8,500 |
| India Infrastructure Finance Company Ltd.Coupon 7.47% · Maturity 07/11/2027 · Rating IND AAA | 2.34% | ₹79.84 Cr | 7,500 |
Fund details
In brief
Income over short term investment horizon. Investment in money market and debt securities.
Investment objective
The scheme seeks to generate income commensurate with prudent risk, from a portfolio constituted of money market securities and debt securities.
Fund type
Open-ended
Min lumpsum
₹100
Min withdrawal
₹500
Lock-in
None
SIP
Available
SWP
Available
STP
Available
Purchase cut-off
15:00