DSP Medium Term Retail-Growth
Debt: Medium TermModerate Risk
PaisaSmart rating★★★★★3
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 21 Sep 2026
1W
-0.09%
1M
-0.26%
3M
+0.70%
6M
+2.50%
9M
+3.17%
1Y
+4.37%
2Y
+6.18%
3Y
+6.78%
4Y
+6.76%
5Y
+5.76%
7Y
+6.23%
10Y
+5.62%
15Y
+6.68%
20Y
+6.52%
Since launch
+7.61%
Risk ratios
As of 31 Aug 2026
Standard deviation
1.81
Sharpe ratio
0.59
Sortino ratio
0.88
Beta
0.71
Alpha
0.62
R-squared
0.64
Treynor ratio
1.28
Information ratio
0.51
Mean
6.75
Debt metrics
Average maturity
3.60 yrs
Duration
3.36 yrs
Macaulay duration
3.48 yrs
Yield to maturity
7.02%
Portfolio
As of 31 Aug 2026
Sector allocation
Financial42.60%
As of 30 Sep 1997
Holdings (12)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| Haryana StateCoupon 7.13% · Maturity 05/01/2032 · Rating SOV | 13.93% | ₹35.03 Cr | 35,00,000 |
| GOICoupon 6.36% · Maturity 16/02/2031 · Rating SOV | 13.84% | ₹34.78 Cr | 35,00,000 |
| Maharashtra StateCoupon 7.72% · Maturity 01/03/2031 · Rating SOV | 10.54% | ₹26.49 Cr | 25,00,000 |
| Maharashtra StateCoupon 7.73% · Rating SOV | 10.44% | ₹26.24 Cr | 25,00,000 |
| Karnataka StateCoupon 7.30% · Maturity 09/02/2032 · Rating SOV | 9.97% | ₹25.06 Cr | 25,00,000 |
| Maharashtra StateCoupon 6.83% · Maturity 23/06/2031 · Rating SOV | 9.94% | ₹24.98 Cr | 25,00,000 |
| Gujarat StateCoupon 7.17% · Maturity 04/02/2032 · Rating SOV | 9.92% | ₹24.95 Cr | 25,00,000 |
| Indian BankMaturity 09/02/2027 · Rating CRISIL A1+ | 9.66% | ₹24.28 Cr | 500 |
| Bank Of BarodaMaturity 05/02/2027 · Rating IND A1+ | 7.73% | ₹19.44 Cr | 400 |
| GOICoupon 7.32% · Maturity 13/11/2030 · Rating SOV | 2.09% | ₹5.25 Cr | 5,00,000 |
Fund details
In brief
Income over a medium-term investment horizon. Investment in money market and debt securities.
Investment objective
The fund aims at reasonable and attractive return consistent with prudent risk from a portfolio of high quality debt instruments. The secondary objective is to generate capital appreciation.
Fund type
Open-ended
Min lumpsum
₹100
Min withdrawal
₹500
Lock-in
None
SIP
Available
SWP
Available
STP
Available
Purchase cut-off
15:00