DSP Equity Savings Fund Regular-Growth
The fund is rated 2 stars. Balance between returns and downside risk was a strength while investment selection within each asset type provided some support. Investment selection within each industry was the main limitation and did not provide enough support for a higher rating. Above-average fund size of Rs 3,306.27 crore was a minor drawback.
This fund has a ok track record with Asset Selection/Timing, a bad track record with Stock Selection/Timing, a good risk-reward ratio. It is important to note, however, that this fund has a 3306.269 AUM and a 1.96 expense ratio. Considering all these factors, we have rated this fund as 2.0 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 8 Oct 2026
Risk ratios
As of 30 Sep 2026
Debt metrics
Portfolio
As of 31 Aug 2026
Market-cap split
Sector allocation
Holdings (94)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| HDFC Bank Ltd. | 6.77% | ₹224 Cr | 31,59,362 |
| Axis Bank Ltd. | 4.64% | ₹153.54 Cr | 11,81,079 |
| Kotak Mahindra Bank Ltd. | 3.46% | ₹114.27 Cr | 27,24,585 |
| Mahindra & Mahindra Ltd. | 3.22% | ₹106.55 Cr | 3,24,639 |
| Reliance Industries Ltd. | 3.11% | ₹102.86 Cr | 8,05,500 |
| ITC Ltd. | 2.94% | ₹97.27 Cr | 38,06,868 |
| GOIMaturity 22/09/2033 · Rating SOV | 2.76% | ₹91.18 Cr | 85,00,000 |
| ICICI Bank Ltd. | 2.41% | ₹79.61 Cr | 5,47,515 |
| Vodafone Idea Ltd. | 2.35% | ₹77.84 Cr | 5,43,21,000 |
| NTPC Ltd. | 2.33% | ₹76.91 Cr | 23,49,112 |
Fund details
Long term capital growth and income. Investment predominantly in equity and equity related securities including the use of equity derivatives strategies and arbitrage opportunities with balance exposure in debt and money market instruments.
The Scheme seeks to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme's assets in equity and equity related instruments.