DSP Dynamic Term Fund Regular-Growth
Debt: Dynamic TermModerate Risk
PaisaSmart rating★★★★★2
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 21 Sep 2026
1W
-0.05%
1M
-0.61%
3M
+0.57%
6M
+1.83%
9M
+1.76%
1Y
+2.26%
2Y
+3.26%
3Y
+5.47%
4Y
+6.07%
5Y
+4.99%
7Y
+5.97%
10Y
+6.07%
15Y
+7.36%
Since launch
+7.15%
Risk ratios
As of 31 Aug 2026
Standard deviation
4.13
Sharpe ratio
-0.02
Sortino ratio
-0.03
Beta
2.02
Alpha
-0.06
R-squared
0.89
Treynor ratio
0.37
Information ratio
0.17
Mean
5.61
Debt metrics
Average maturity
17.60 yrs
Duration
7.99 yrs
Macaulay duration
8.34 yrs
Yield to maturity
7.36%
Portfolio
As of 31 Aug 2026
Holdings (16)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 19.97% | ₹127.54 Cr | 1,25,00,000 |
| GOICoupon 7.71% · Maturity 18/05/2066 · Rating SOV | 12.11% | ₹77.34 Cr | 75,00,000 |
| GOICoupon 6.90% · Maturity 15/04/2065 · Rating SOV | 11.70% | ₹74.71 Cr | 80,00,000 |
| Maharashtra StateCoupon 7.43% · Maturity 03/12/2040 · Rating SOV | 7.81% | ₹49.88 Cr | 50,00,000 |
| State Bank of IndiaCoupon 7.36% · Maturity 27/06/2039 · Rating ICRA AAA | 7.77% | ₹49.63 Cr | 5,000 |
| Power Finance Corporation Ltd.Coupon 7.32% · Maturity 15/07/2039 · Rating CRISIL AAA | 7.64% | ₹48.78 Cr | 5,000 |
| GOICoupon 7.17% · Maturity 17/04/2030 · Rating SOV | 6.56% | ₹41.9 Cr | 40,00,000 |
| Torrent Pharmaceuticals Ltd.Coupon 7.80% · Maturity 17/01/2031 · Rating ICRA AA+ | 4.07% | ₹26.01 Cr | 2,500 |
| Cholamandalam Investment and Finance Company Ltd.Coupon 7.83% · Maturity 28/06/2028 · Rating ICRA AA+ | 3.94% | ₹25.19 Cr | 2,500 |
| Small Industries Devp. Bank of India Ltd.Maturity 18/06/2031 · Rating CRISIL AAA | 3.92% | ₹25.05 Cr | 2,500 |
Fund details
In brief
Income over a medium to long term investment horizon. Investment in actively managed portfolio of money market and debt securities.
Investment objective
The scheme seeks to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market securities. It would invest across the range of debt instruments across the maturity range.
Fund type
Open-ended
Min lumpsum
₹100
Min withdrawal
₹500
Lock-in
None
SIP
Available
SWP
Available
STP
Available
Purchase cut-off
15:00