The fund is rated 5 stars. The strongest areas were income potential of 7.5%, exposure to interest-rate changes of 3.38 years, latest three-year return of 5.99%, balance between returns and downside risk, and annual fee of 0.61%.
This fund has a high YTM of 7.5%, its Modified Duration is high at 3.38 years, and its 3-Year Rolling Return is 5.994%, indicating high performance. It has sortino ratio of 0.621 which indicates high risk-reward ratio However, its AUM is None at 2589.885 crores, and its Expense Ratio is high at 0.61%. Taking all these factors into account, the fund has been rated 5.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Income over a short-term investment horizon. Investment in money market and debt securities issued by banks and public sector undertakings, public financial institutions and Municipal Bonds.
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| HDFC Bank Ltd.Coupon 7.70% · Maturity 16/05/2028 · Rating CRISIL AAA | 5.15% | ₹128.32 Cr | 12,500 |
| Union Bank of IndiaMaturity 15/06/2027 · Rating ICRA A1+ | 4.78% | ₹119.21 Cr | 2,500 |
| GAIL (India) Ltd.Coupon 7.34% · Maturity 20/12/2027 · Rating IND AAA | 4.23% | ₹105.51 Cr | 1,000 |
| Bharti Telecom Ltd.Coupon 7.45% · Maturity 15/12/2028 · Rating CRISIL AAA | 4.17% | ₹104.01 Cr | 10,000 |
| Small Industries Devp. Bank of India Ltd.Maturity 04/06/2029 · Rating CRISIL AAA | 4.12% | ₹102.77 Cr | 10,000 |
| Export-Import Bank Of IndiaCoupon 7.23% · Maturity 18/03/2031 · Rating CRISIL AAA | 4.06% | ₹101.1 Cr | 10,000 |
| Bharti Telecom Ltd.Coupon 7.35% · Maturity 15/10/2027 · Rating CRISIL AAA | 3.98% | ₹99.17 Cr | 10,000 |
| Indian BankMaturity 10/12/2026 · Rating CRISIL A1+ | 3.98% | ₹99.24 Cr | 2,000 |
| Haryana StateCoupon 7.08% · Maturity 26/03/2039 · Rating SOV | 3.88% | ₹96.68 Cr | 1,05,00,000 |
| Others | 3.57% | ₹89.04 Cr | — |
Mutual funds are subject to market risk. Read all scheme documents carefully.
