DSP Banking and PSU Debt Fund Regular-Growth
Debt: Banking and PSU DebtModerate Risk
PaisaSmart rating★★★★★5
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 21 Sep 2026
1W
-0.06%
1M
+0.07%
3M
+0.93%
6M
+2.42%
9M
+3.03%
1Y
+4.27%
2Y
+5.59%
3Y
+6.59%
4Y
+6.59%
5Y
+5.70%
7Y
+6.33%
10Y
+6.65%
Since launch
+7.40%
Risk ratios
As of 31 Aug 2026
Standard deviation
2.13
Sharpe ratio
0.38
Sortino ratio
0.68
Beta
1.77
Alpha
4.11
R-squared
0.31
Treynor ratio
0.45
Information ratio
1.88
Mean
6.51
Debt metrics
Average maturity
6.77 yrs
Duration
4.20 yrs
Macaulay duration
4.45 yrs
Yield to maturity
7.35%
Portfolio
As of 31 Aug 2026
Holdings (56)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 6.24% | ₹204.07 Cr | 2,00,00,000 |
| Punjab National BankMaturity 12/03/2027 · Rating CRISIL A1+ | 5.91% | ₹193.14 Cr | 4,000 |
| HDFC Bank Ltd.Coupon 7.70% · Maturity 16/05/2028 · Rating CRISIL AAA | 3.91% | ₹128.01 Cr | 12,500 |
| Bharti Telecom Ltd.Coupon 7.35% · Maturity 15/10/2027 · Rating CRISIL AAA | 3.23% | ₹105.6 Cr | 10,000 |
| GAIL (India) Ltd.Coupon 7.34% · Maturity 20/12/2027 · Rating IND AAA | 3.21% | ₹105.05 Cr | 1,000 |
| Bharti Telecom Ltd.Coupon 7.45% · Maturity 15/12/2028 · Rating CRISIL AAA | 3.17% | ₹103.65 Cr | 10,000 |
| Haryana StateCoupon 7.08% · Maturity 26/03/2039 · Rating SOV | 3.15% | ₹102.97 Cr | 1,05,00,000 |
| Export-Import Bank Of IndiaCoupon 7.23% · Maturity 18/03/2031 · Rating CRISIL AAA | 3.13% | ₹102.38 Cr | 10,000 |
| Small Industries Devp. Bank of India Ltd.Maturity 04/06/2029 · Rating CRISIL AAA | 3.10% | ₹101.38 Cr | 10,000 |
| Small Industries Devp. Bank of India Ltd.Maturity 18/06/2031 · Rating CRISIL AAA | 3.06% | ₹100.19 Cr | 10,000 |
Fund details
In brief
Income over a short-term investment horizon. Investment in money market and debt securities issued by banks and public sector undertakings, public financial institutions and Municipal Bonds.
Investment objective
The Scheme seeks to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.
Fund type
Open-ended
Min lumpsum
₹100
Min withdrawal
₹500
Lock-in
None
SIP
Available
SWP
Available
STP
Available
Purchase cut-off
15:00