Aditya Birla Sun Life Retirement Fund - The 30s Plan Regular-Growth
The fund is rated 1.5 stars. Balance between returns and downside risk was a strength. Investment selection within each asset type and investment selection within each industry were the main limitations and did not provide enough support for a higher rating. Higher annual fee of 2.64% was a minor drawback.
This fund has a bad track record with Asset Selection/Timing, a bad track record with Stock Selection/Timing, a good risk-reward ratio. It is important to note, however, that this fund has a 486.739 AUM and a 2.64 expense ratio. Considering all these factors, we have rated this fund as 1.5 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 8 Oct 2026
Risk ratios
As of 30 Sep 2026
Portfolio
As of 30 Sep 2026
Market-cap split
Sector allocation
Holdings (80)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| ICICI Bank Ltd. | 3.64% | ₹16.93 Cr | 1,28,108 |
| Ather Energy Ltd. | 3.21% | ₹14.96 Cr | 1,05,000 |
| Aditya Infotech Ltd. | 3.01% | ₹13.99 Cr | 36,377 |
| SJS Enterprises Ltd. | 2.53% | ₹11.76 Cr | 52,100 |
| Dr. Lal Pathlabs Ltd. | 2.37% | ₹11.03 Cr | 55,518 |
| Eternal Ltd. | 2.31% | ₹10.77 Cr | 3,36,525 |
| Sona BLW Precision Forgings Ltd. | 2.31% | ₹10.75 Cr | 1,29,500 |
| Kirloskar Oil Engines Ltd. | 2.07% | ₹9.63 Cr | 41,787 |
| Ajanta Pharma Ltd. | 2.06% | ₹9.6 Cr | 26,502 |
| HDFC Bank Ltd. | 2.00% | ₹9.31 Cr | 1,31,312 |
Fund details
Long term capital growth. investments in equity and equity related securities.
The Scheme seeks to invest primarily in a well-diversified portfolio of equity and equity related securities.