Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 4 stars. The strongest areas were income potential of 7.99%, exposure to interest-rate changes of 2.58 years, latest three-year return of 12.15%, and balance between returns and downside risk. Annual fee of 1.55% was the main limitation and did not provide enough support for a higher rating.
This fund has a high YTM of 7.99%, its Modified Duration is high at 2.58 years, and its 3-Year Rolling Return is 12.146%, indicating high performance. It has sortino ratio of 3.457 which indicates high risk-reward ratio However, its AUM is None at 3369.716 crores, and its Expense Ratio is low at 1.55%. Taking all these factors into account, the fund has been rated 4.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Income with capital growth over medium to long term. Investments in debt and money market instruments.
The Scheme seeks to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.
Exit load of 1%, if redeemed within 1 Year.
As of 31 Oct 2026
As of 31 Oct 2022
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 17.81% | ₹595.26 Cr | 6,15,36,000 |
| Others | 6.25% | ₹208.79 Cr | — |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.27% · Maturity 23/02/2029 · Rating ICRA AAA | 3.66% | ₹122.23 Cr | 12,500 |
| National Bank For Agriculture & Rural DevelopmentCoupon 6.66% · Maturity 12/10/2028 · Rating ICRA AAA | 3.34% | ₹111.66 Cr | 11,500 |
| Hinduja Leyland Finance Ltd.Coupon 9.25% · Maturity 09/07/2031 · Rating CRISIL AA+ | 3.24% | ₹108.45 Cr | 11,000 |
| Cholamandalam Investment and Finance Company Ltd.Coupon 8.66% · Maturity 23/02/2033 · Rating ICRA AA+ | 3.02% | ₹101.11 Cr | 10,500 |
| HDFC Bank Ltd.Maturity 15/01/2027 · Rating CARE A1+ | 2.94% | ₹98.46 Cr | 2,000 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.44% · Maturity 17/07/2029 · Rating ICRA AAA | 2.93% | ₹97.85 Cr | 10,000 |
| OXYZO Financial Services Ltd.Coupon 9.90% · Maturity 13/03/2029 · Rating ICRA A+ | 2.66% | ₹88.84 Cr | 9,000 |
| GMR Airports Ltd.Maturity 13/02/2027 · Rating CRISIL AA- | 2.54% | ₹85.08 Cr | 8,000 |
