Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 1 star. The strongest areas were income potential of 7.06% and exposure to interest-rate changes of 6.83 years. Latest three-year return, balance between returns and downside risk, and annual fee of 0.98% were the main limitations and did not provide enough support for a higher rating. Smaller fund size of Rs 89.13 crore was a minor drawback.
This fund has a high YTM of 7.06%, its Modified Duration is high at 6.83 years, and its 3-Year Rolling Return is nan%, indicating low performance. It has sortino ratio of 0.051 which indicates low risk-reward ratio However, its AUM is None at 89.134 crores, and its Expense Ratio is low at 0.98%. Taking all these factors into account, the fund has been rated 1.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 4 Nov 2026
As of 31 Oct 2026
Income over long term. Investment in Debt & Money Market Instruments with portfolio Macaulay duration of greater than 7 years.
The scheme seeks to generate optimal returns while maintaining balance of yield, safety and liquidity. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall be made in Debt & Money Market Instruments.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 28.08% | ₹24.18 Cr | 25,00,000 |
| GOICoupon 7.46% · Maturity 06/11/2073 · Rating SOV | 16.50% | ₹14.21 Cr | 15,02,400 |
| GOICoupon 7.24% · Maturity 18/08/2055 · Rating SOV | 10.79% | ₹9.29 Cr | 10,00,000 |
| National Highways Authority of India Ltd.Coupon 6.99% · Maturity 28/05/2035 · Rating ICRA AAA | 10.78% | ₹9.28 Cr | 100 |
| Others | 8.89% | ₹7.66 Cr | — |
| Indian Railway Finance Corporation Ltd.Coupon 7.75% · Maturity 15/04/2033 · Rating ICRA AAA | 4.55% | ₹3.91 Cr | 400 |
| Indian Railway Finance Corporation Ltd.Coupon 7.39% · Maturity 15/07/2034 · Rating ICRA AAA | 4.44% | ₹3.82 Cr | 400 |
| GOICoupon 7.54% · Maturity 23/05/2036 · Rating SOV | 2.92% | ₹2.52 Cr | 2,50,000 |
| Uttar Pradesh StateMaturity 27/03/2038 · Rating SOV | 1.74% | ₹1.5 Cr | 1,57,100 |
| Tamilnadu StateCoupon 7.49% · Maturity 24/04/2034 · Rating SOV | 1.14% | ₹0.98 Cr | 1,01,400 |
