Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 4 stars. The strongest areas were income potential of 8.12%, exposure to interest-rate changes of 3.23 years, latest three-year return of 7%, and balance between returns and downside risk. Annual fee of 1.22% did not provide enough support for a higher rating.
This fund has a high YTM of 8.12%, its Modified Duration is high at 3.23 years, and its 3-Year Rolling Return is 6.998%, indicating high performance. It has sortino ratio of 0.812 which indicates high risk-reward ratio However, its AUM is None at 1369.672 crores, and its Expense Ratio is low at 1.22%. Taking all these factors into account, the fund has been rated 4.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Income with capital growth over short term. Investments in actively managed portfolio of high quality debt and money market instruments including government securities.
The scheme aims to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.
Exit load of 0.50% if units in excess of 15% are redeemed or switched-out within 90 days
As of 31 Oct 2026
As of 30 Jun 2015
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 11.57% | ₹154.95 Cr | 1,60,17,900 |
| HDFC Bank Ltd.Maturity 15/01/2027 · Rating CARE A1+ | 7.35% | ₹98.46 Cr | 2,000 |
| Cholamandalam Investment and Finance Company Ltd.Coupon 9.10% · Maturity 27/06/2031 · Rating ICRA AA+ | 5.90% | ₹79.1 Cr | 8,000 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.44% · Maturity 17/07/2029 · Rating ICRA AAA | 5.48% | ₹73.39 Cr | 7,500 |
| GOICoupon 6.90% · Maturity 15/04/2065 · Rating SOV | 5.33% | ₹71.47 Cr | 81,24,000 |
| Hinduja Leyland Finance Ltd.Coupon 9.25% · Maturity 09/07/2031 · Rating CRISIL AA+ | 5.15% | ₹69.01 Cr | 7,000 |
| Jubilant Bevco Ltd.Maturity 31/05/2028 · Rating CRISIL AA | 5.05% | ₹67.61 Cr | 6,000 |
| GMR Airports Ltd.Maturity 13/02/2027 · Rating CRISIL AA- | 4.60% | ₹61.68 Cr | 5,800 |
| OXYZO Financial Services Ltd.Coupon 9.90% · Maturity 13/03/2029 · Rating ICRA A+ | 4.42% | ₹59.23 Cr | 6,000 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.27% · Maturity 23/02/2029 · Rating ICRA AAA | 3.65% | ₹48.89 Cr | 5,000 |
