Aditya Birla Sun Life Credit Risk Fund Regular-Growth
The fund is rated 3 stars. The strongest areas were income potential of 8.22%, latest three-year return of 8.98%, and balance between returns and downside risk. Both exposure to interest-rate changes of 1.81 years and annual fee of 1.6% were the main limitations and did not provide enough support for a higher rating.
This fund has a high YTM of 8.22%, its Modified Duration is low at 1.81 years, and its 3-Year Rolling Return is 8.984%, indicating high performance. It has sortino ratio of 7.505 which indicates high risk-reward ratio However, its AUM is None at 1599.911 crores, and its Expense Ratio is low at 1.6%. Taking all these factors into account, the fund has been rated 3.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 7 Oct 2026
Risk ratios
As of 30 Sep 2026
Debt metrics
Portfolio
As of 30 Sep 2026
Sector allocation
As of 31 Oct 2022
Holdings (56)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| Others | 10.24% | ₹169.65 Cr | — |
| SK Finance Ltd.Coupon 9.10% · Maturity 10/08/2029 · Rating IND AA- | 5.53% | ₹91.57 Cr | 9,300 |
| Eris Lifesciences Ltd.Coupon 8.73% · Maturity 07/06/2027 · Rating IND AA | 4.47% | ₹74.05 Cr | 7,400 |
| Jubilant Bevco Ltd.Maturity 31/05/2028 · Rating CRISIL AA | 4.41% | ₹73.11 Cr | 6,500 |
| JTPM Metal Traders Ltd.Maturity 30/04/2030 · Rating CRISIL AA | 3.83% | ₹63.42 Cr | 5,877 |
| Adani Airport Holdings Ltd.Coupon 8.45% · Maturity 12/02/2029 · Rating IND AA- | 3.58% | ₹59.39 Cr | 6,000 |
| GMR Airports Ltd.Maturity 13/02/2027 · Rating CRISIL AA- | 3.33% | ₹55.23 Cr | 5,200 |
| GOICoupon 6.94% · Maturity 11/05/2036 · Rating SOV | 3.26% | ₹54.1 Cr | 55,00,000 |
| REC Ltd.Coupon 7.46% · Maturity 30/06/2028 · Rating ICRA AAA | 3.00% | ₹49.8 Cr | 5,000 |
| Small Industries Devp. Bank of India Ltd.Coupon 6.66% · Maturity 25/10/2028 · Rating CRISIL AAA | 2.95% | ₹48.9 Cr | 5,000 |
Fund details
Income with capital growth over short to medium term. Investment in portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
The scheme seeks to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade.
Exit load of 1%, if redeemed within 1 Year.