Mutual funds are subject to market risk. Read all scheme documents carefully.
The fund is rated 4 stars. The strongest areas were income potential of 7.5%, exposure to interest-rate changes of 2.42 years, latest three-year return of 6.14%, and balance between returns and downside risk, while annual fee of 0.75% provided some support.
This fund has a high YTM of 7.5%, its Modified Duration is high at 2.42 years, and its 3-Year Rolling Return is 6.144%, indicating high performance. It has sortino ratio of 0.832 which indicates high risk-reward ratio However, its AUM is None at 8439.166 crores, and its Expense Ratio is medium at 0.75%. Taking all these factors into account, the fund has been rated 4.0 stars.
Our score weighs long-term performance, risk and consistency — not just past returns.
As of 5 Nov 2026
As of 31 Oct 2026
Reasonable returns with convenience of liquidity over short term. Investments in debt and money market instruments.
The scheme seeks to generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
As of 31 Oct 2026
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| Others | 6.73% | ₹561.22 Cr | — |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.48% · Maturity 15/09/2028 · Rating CRISIL AAA | 5.85% | ₹487.81 Cr | 49,500 |
| REC Ltd.Coupon 7.56% · Maturity 31/08/2027 · Rating ICRA AAA | 2.27% | ₹188.9 Cr | 19,000 |
| REC Ltd.Coupon 7.28% · Maturity 31/08/2029 · Rating CRISIL AAA | 2.05% | ₹170.67 Cr | 17,500 |
| Indian Railway Finance Corporation Ltd.Coupon 6.58% · Maturity 30/05/2030 · Rating ICRA AAA | 1.99% | ₹166.31 Cr | 17,500 |
| Indian Railway Finance Corporation Ltd.Coupon 6.78% · Maturity 30/04/2030 · Rating ICRA AAA | 1.86% | ₹155.52 Cr | 16,250 |
| State Bank of IndiaCoupon 7.42% · Maturity 29/08/2039 · Rating ICRA AAA | 1.85% | ₹154.34 Cr | 160 |
| Power Finance Corporation Ltd.Coupon 7.60% · Maturity 13/04/2029 · Rating ICRA AAA | 1.77% | ₹147.8 Cr | 15,000 |
| National Bank For Agriculture & Rural DevelopmentCoupon 7.44% · Maturity 17/07/2029 · Rating ICRA AAA | 1.76% | ₹146.78 Cr | 15,000 |
| Shivshakti Securitisation TrustRating CRISIL AAA(SO) | 1.64% | ₹136.94 Cr | 145 |
