Aditya Birla Sun Life Banking & Financial Services Fund Regular-Growth
The fund is rated 1 star. Investment selection within each industry and balance between returns and downside risk provided some support. Investment selection within each asset type did not provide enough support for a higher rating. Higher annual fee of 2.02% and above-average fund size of Rs 3,667.96 crore were minor drawbacks.
This fund has a bad track record with Asset Selection/Timing, a ok track record with Stock Selection/Timing, a ok risk-reward ratio. It is important to note, however, that this fund has a 3667.959 AUM and a 2.02 expense ratio. Considering all these factors, we have rated this fund as 1.0 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 8 Oct 2026
Risk ratios
As of 30 Sep 2026
Portfolio
As of 30 Sep 2026
Market-cap split
Sector allocation
Holdings (42)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| ICICI Bank Ltd. | 13.86% | ₹472.06 Cr | 35,71,644 |
| HDFC Bank Ltd. | 10.52% | ₹358.5 Cr | 50,58,496 |
| Axis Bank Ltd. | 8.05% | ₹274.27 Cr | 22,37,100 |
| Bajaj Finance Ltd. | 6.73% | ₹229.13 Cr | 23,88,250 |
| Shriram Finance Ltd | 5.44% | ₹185.4 Cr | 18,86,669 |
| State Bank of India | 5.05% | ₹172.1 Cr | 17,93,689 |
| Kotak Mahindra Bank Ltd. | 3.62% | ₹123.29 Cr | 29,56,665 |
| PNB Housing Finance Ltd. | 3.02% | ₹102.91 Cr | 9,18,856 |
| AU Small Finance Bank Ltd. | 2.91% | ₹99.2 Cr | 9,81,861 |
| Bank of Maharashtra | 2.84% | ₹96.8 Cr | 1,21,96,451 |
Fund details
long term capital growth. Investments in equity and equity related securities of companies engaged in banking and financial services.
The scheme aims to maximize long term capital appreciation by investing primarily in equity & equity related securities of companies engaged in banking & financial services. The scheme would invest in banks as well as NBFC's, insurance companies, rating agencies, broking companies, etc.
Exit load of 1% if redeemed within 30 days.