Aditya Birla Sun Life Bal Bhavishya Yojna Regular-Growth
The fund is rated 0.5 stars. Balance between returns and downside risk provided some support. Investment selection within each asset type and investment selection within each industry were the main limitations and did not provide enough support for a higher rating. Higher annual fee of 2.27% was a minor drawback.
This fund has a bad track record with Asset Selection/Timing, a bad track record with Stock Selection/Timing, a ok risk-reward ratio. It is important to note, however, that this fund has a 1242.704 AUM and a 2.27 expense ratio. Considering all these factors, we have rated this fund as 0.5 star.
Our score weighs long-term performance, risk and consistency — not just past returns.
Returns
As of 21 Sep 2026
Risk ratios
As of 31 Aug 2026
Portfolio
As of 31 Aug 2026
Market-cap split
Sector allocation
Holdings (64)
| Holding | % of fund | Value | Shares |
|---|---|---|---|
| ICICI Bank Ltd. | 5.97% | ₹75.59 Cr | 5,19,867 |
| HDFC Bank Ltd. | 3.37% | ₹42.63 Cr | 6,01,262 |
| Reliance Industries Ltd. | 3.34% | ₹42.28 Cr | 3,31,076 |
| Axis Bank Ltd. | 2.78% | ₹35.22 Cr | 2,70,896 |
| Infosys Ltd. | 2.47% | ₹31.32 Cr | 2,76,281 |
| Bharti Airtel Ltd. | 2.39% | ₹30.31 Cr | 1,67,309 |
| Meesho Ltd. | 2.21% | ₹27.93 Cr | 13,60,072 |
| State Bank of India | 2.15% | ₹27.3 Cr | 2,57,500 |
| Shriram Finance Ltd | 2.10% | ₹26.64 Cr | 2,40,000 |
| Hindalco Industries Ltd. | 2.08% | ₹26.4 Cr | 2,60,000 |
Fund details
long term capital growth. investment in predominantly equity and equity related securities as well as debt and money market instruments.
The scheme seeks generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.