Tata Retirement Savings Fund Conservative Plan Regular-Growth
The fund is rated 1.5 stars. Investment selection within each industry and balance between returns and downside risk provided some support. Investment selection within each asset type did not provide enough support for a higher rating. Higher annual fee of 2.17% was a minor drawback.
This fund has a bad track record with Asset Selection/Timing, a ok track record with Stock Selection/Timing, a ok risk-reward ratio. It is important to note, however, that this fund has a 171.108 AUM and a 2.17 expense ratio. Considering all these factors, we have rated this fund as 1.5 star.
எங்கள் score நீண்டகால performance, risk மற்றும் consistency-ஐ மதிப்பிடுகிறது — past returns மட்டும் அல்ல.
Returns
8 Oct 2026 நிலவரப்படி
Risk ratios
30 Sep 2026 நிலவரப்படி
Debt அளவீடுகள்
Portfolio
30 Sep 2026 நிலவரப்படி
Market-cap பிரிவு
துறை ஒதுக்கீடு
Holdings (57)
| Holding | Fund-இன் % | மதிப்பு | பங்குகள் |
|---|---|---|---|
| GOICoupon 6.79% · முதிர்வு 07/10/2034 · Rating SOV | 20.67% | ₹34.2 Cr | 35,00,000 |
| Others | 9.48% | ₹15.68 Cr | — |
| GOICoupon 7.17% · முதிர்வு 17/04/2030 · Rating SOV | 9.15% | ₹15.14 Cr | 15,00,000 |
| GOICoupon 7.38% · முதிர்வு 20/06/2027 · Rating SOV | 9.14% | ₹15.13 Cr | 15,00,000 |
| GOICoupon 6.36% · முதிர்வு 16/02/2031 · Rating SOV | 8.89% | ₹14.71 Cr | 15,00,000 |
| GOICoupon 7.36% · முதிர்வு 12/09/2052 · Rating SOV | 5.85% | ₹9.67 Cr | 10,00,000 |
| GOICoupon 6.90% · முதிர்வு 15/04/2065 · Rating SOV | 5.42% | ₹8.97 Cr | 10,00,000 |
| Shivshakti Securitisation TrustRating CRISIL-AAA | 2.88% | ₹4.77 Cr | 5 |
| Solar Industries India Ltd. | 1.50% | ₹2.48 Cr | 1,260 |
| ICICI Bank Ltd. | 1.44% | ₹2.38 Cr | 18,000 |
Fund விவரங்கள்
Long Term Capital Appreciation &Current Income. A predominantly debt oriented savingsscheme which provides tool for retirement planning to individual investors.
The fund seeks to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
Exit load of 1% if redeemed before 61 months.