HDFC Retirement Fund - Hybrid Equity Plan Regular-Growth
The fund is rated 2 stars. Investment selection within each industry was a strength, while balance between returns and downside risk provided some support. Asset mix was the main limitation and did not provide enough support for a higher rating. Higher annual fee of 2.12% was a minor drawback.
This fund has a bad track record with Asset Allocation, a good track record with Stock Selection/Timing. It is important to note, however, that this fund has a 1630.277 AUM and a 2.12 expense ratio. Considering all these factors, we have rated this fund as 2.0 star.
எங்கள் score நீண்டகால performance, risk மற்றும் consistency-ஐ மதிப்பிடுகிறது — past returns மட்டும் அல்ல.
Returns
21 Sep 2026 நிலவரப்படி
Risk ratios
31 Aug 2026 நிலவரப்படி
Debt அளவீடுகள்
Portfolio
31 Aug 2026 நிலவரப்படி
Market-cap பிரிவு
துறை ஒதுக்கீடு
Holdings (79)
| Holding | Fund-இன் % | மதிப்பு | பங்குகள் |
|---|---|---|---|
| Others | 7.98% | ₹127.95 Cr | — |
| ICICI Bank Ltd. | 6.35% | ₹101.78 Cr | 7,00,000 |
| HDFC Bank Ltd. | 5.31% | ₹85.08 Cr | 12,00,000 |
| Bajaj Finance Ltd.Coupon 7.93% · Rating CRISIL - AAA | 4.31% | ₹69.2 Cr | 7,000 |
| Reliance Industries Ltd. | 3.58% | ₹57.47 Cr | 4,50,000 |
| Kotak Mahindra Bank Ltd. | 3.40% | ₹54.52 Cr | 13,00,000 |
| State Bank of India | 3.30% | ₹53 Cr | 5,00,000 |
| Axis Bank Ltd. | 3.24% | ₹52 Cr | 4,00,000 |
| Maruti Suzuki India Ltd. | 2.53% | ₹40.64 Cr | 30,000 |
| Bharti Airtel Ltd. | 2.26% | ₹36.24 Cr | 2,00,000 |
Fund விவரங்கள்
a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.investment predominantly in equity and equity related instruments & balance in debt and money market instruments.
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.