HDFC Retirement Fund - Hybrid Debt Plan Regular-Growth
The fund is rated 1 star. Investment selection within each asset type and balance between returns and downside risk provided some support. Investment selection within each industry was the main limitation and did not provide enough support for a higher rating. Higher annual fee of 2.33% was a minor drawback.
This fund has a ok track record with Asset Selection/Timing, a bad track record with Stock Selection/Timing. It is important to note, however, that this fund has a 148.253 AUM and a 2.33 expense ratio. Considering all these factors, we have rated this fund as 1.0 star.
எங்கள் score நீண்டகால performance, risk மற்றும் consistency-ஐ மதிப்பிடுகிறது — past returns மட்டும் அல்ல.
Returns
21 Sep 2026 நிலவரப்படி
Risk ratios
31 Aug 2026 நிலவரப்படி
Debt அளவீடுகள்
Portfolio
31 Aug 2026 நிலவரப்படி
Market-cap பிரிவு
துறை ஒதுக்கீடு
Holdings (47)
| Holding | Fund-இன் % | மதிப்பு | பங்குகள் |
|---|---|---|---|
| Others | 9.85% | ₹14.42 Cr | — |
| GOICoupon 6.67% · முதிர்வு 17/12/2050 · Rating SOV | 9.29% | ₹13.6 Cr | 15,00,000 |
| ICICI Bank Ltd. | 8.46% | ₹12.39 Cr | 85,200 |
| Larsen & Toubro Ltd. | 7.79% | ₹11.41 Cr | 28,200 |
| Mahindra Rural Housing Finance Ltd.Coupon 8.35% · முதிர்வு 24/09/2032 · Rating CRISIL - AAA | 6.90% | ₹10.1 Cr | 100 |
| GOICoupon 6.48% · முதிர்வு 06/10/2035 · Rating SOV | 6.63% | ₹9.71 Cr | 10,00,000 |
| GOICoupon 6.19% · முதிர்வு 16/09/2034 · Rating SOV | 6.54% | ₹9.57 Cr | 10,00,000 |
| Reliance Industries Ltd. | 5.80% | ₹8.49 Cr | 66,500 |
| GOICoupon 7.57% · முதிர்வு 17/06/2033 · Rating SOV | 5.34% | ₹7.81 Cr | 7,50,000 |
| GOICoupon 8.97% · முதிர்வு 05/12/2030 · Rating SOV | 4.09% | ₹5.99 Cr | 5,50,000 |
Fund விவரங்கள்
a corpus to provide for pension in the form of income to the extent of the redemption value of their holding after the age of 60 years.investment predominantly in debt and money market instruments & balance in equity and equity related instruments.
The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.